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18585 Caminito Pasadero 432 — San Diego — 1 Bed • 1 Bath • 814 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+16 more

$375,000

6 DOM

$461/sqft1 bd1 ba814 sqftHOA ~607/mo

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18585 Caminito Pasadero 432 San Diego, CA 92128

WOW - pricing is not a misprint, amazing value. Welcome to resort-style living in Bernardo Vista Del Lago. This 1-bedroom, 1-bath, ground level (no inconvenient stairs), end-unit condo is an ideal opportunity for the buyer who values lifestyle, privacy, and amenities. Tucked at the end of the building, the home enjoys a private patio with hillside views and a more peaceful setting rarely found at this price point. The functional layout offers comfortable everyday living and a great canvas to personalize over time. Residents enjoy access to an impressive amenity package through the community’s dual HOA structure, including multiple pools and spas, fitness center, clubhouse/recreation room, tennis and pickleball courts, scenic walking trails, and beautifully maintained gated grounds. For buyers seeking an affordable entry into a guard-gated, amenity-rich Rancho Bernardo community, this home delivers exceptional lifestyle value with one of the best locations in the development.

MLS 260008290SD

619-353-5799 (Office) 619-807-8464 (Cell) david@kindredsold.com

Est. payment

$3,003/mo

Principal & interestTaxesInsuranceHOA

$1,896$391$109$607

Down %

Rate %

Years

Down payment: $75,000 · Total cost: $757,633

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,003/mo

Principal & interest: $1,896
Est. property tax: $391
Est. insurance: $109
HOA (normalized / mo): $607
Down payment: $75,000

Est. gross rent$1,563/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,440/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

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Price History

Event	Date	Price	Change
Listed	Apr 8, 2026	$399,000	—

Facts & Features

Transaction Data

▼Price Reduced from $399,000 (−$24,000)

HOA Fee$607/monthly

Structure & Property

Year Built1993

619-353-5799 (Office) 619-807-8464 (Cell) david@kindredsold.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

18585 Caminito Pasadero 432, San Diego, CA 92128

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18585 Caminito Pasadero 432 San Diego, CA 92128

About this home

David Rudd

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

David Rudd

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

18585 Caminito Pasadero 432, San Diego, CA 92128

About This Property

Property Photos

18585 Caminito Pasadero 432 San Diego, CA 92128

About this home

David Rudd

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

David Rudd

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.