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18528 Locksley St — San Diego — 4 Beds • 2 Baths • 2,082 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 19 · 1PM – 4PM

+35 more

$1,524,900

8 DOM

$732/sqft4 bd2 ba2,082 sqftHOA ~50/mo

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18528 Locksley St San Diego, CA 92128

7,356sqft lot

Beautifully upgraded 4 bed, 2 bath single-story home in Rancho Bernardo within the Poway Unified School District. This move-in ready home features quartz countertops, fresh interior paint, recessed lighting throughout, and a modern kitchen with new sink/faucet, stainless steel appliances: new refrigerator and stove/oven. Enjoy prepaid solar, updated wiring, and EV-ready electrical setup for electric vehicle charging. Additional wiring/lighting in the front and backyard. Improvements include newer washer/electric dryer, updated door knobs, and a finished garage with epoxy flooring, drywall, fresh paint, and added ladder storage. Private backyard with mature fig, orange, and passion fruit trees. Convenient location near shopping, parks, trails, and freeway access. Beautifully upgraded 4 bed, 2 bath single-story home in Rancho Bernardo within the Poway Unified School District. This move-in ready home features quartz countertops, fresh interior paint, recessed lighting throughout, and a modern kitchen with new sink/faucet, stainless steel appliances: new refrigerator and stove/oven. Enjoy prepaid solar, updated wiring, and EV-ready electrical setup for electric vehicle charging. Additional wiring/lighting in the front and backyard. Improvements include newer washer/electric dryer, updated door knobs, and a finished garage with epoxy flooring, drywall, fresh paint, and added ladder storage. Private backyard with mature fig, orange, and passion fruit trees. Convenient location near shopping, parks, trails, and freeway access. HOA fee is $50/M and RB Swim & Tennis club $466.50/Y

MLS 260007898SD

877-722-8085 (Office) 858-925-9369 (Cell) shermineh.niknejad@gmail.com

Est. payment

$9,794/mo

Principal & interestTaxesInsuranceHOA

$7,711$1,588$445$50

Down %

Rate %

Years

Down payment: $304,980 · Total cost: $3,080,841

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$9,794/mo

Principal & interest: $7,711
Est. property tax: $1,588
Est. insurance: $445
HOA (normalized / mo): $50
Down payment: $304,980

Est. gross rent$6,354/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-3,440/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

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Price History

Event	Date	Price	Change
Listed	Apr 8, 2026	$1,524,900	—

Facts & Features

Transaction Data

HOA Fee$150/quarterly

Structure & Property

Year Built1987

Garage Spaces2

877-722-8085 (Office) 858-925-9369 (Cell) shermineh.niknejad@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

18528 Locksley St, San Diego, CA 92128

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18528 Locksley St San Diego, CA 92128

About this home

Shermineh Niknejad

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Shermineh Niknejad

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

18528 Locksley St, San Diego, CA 92128

About This Property

Property Photos

18528 Locksley St San Diego, CA 92128

About this home

Shermineh Niknejad

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Shermineh Niknejad

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.