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17461 Plaza Otonal — San Diego — 2 Beds • 2 Baths • 1,431 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+52 more

$599,000

23 DOM

$419/sqft2 bd2 ba1,431 sqftHOA ~530/mo

Call

17461 Plaza Otonal San Diego, CA 92128

3.96acre lot

Wonderful single level unit located in the highly desirable Oaks North, active 55+, community. Nicely updated. Fresh paint, popcorn ceilings removed. Kitchen upgraded with high quality KraftMaid cabinets and ample counter and cabinet space, double paned windows, newer furnace. Quality, updated bathrooms! Additional storage improvements with organizers in closets. Indoor, full size laundry. AC. Pleasant front and back patios great for relaxing and enjoy the peaceful outside environment! Large private single car garage with extra room for storage. 3rd, optional bedroom, currently being used as a den/office, with built-in shelving. HOA fees include water and basic cable. Access to Oaks North community center with so many perks and activities there's always something to do if desired. Photos are from when property was previously staged and/or virtually staged. Stop by and see for yourself!!! Sellers would love to entertain your offer!!

MLS 260006758SD

858-668-2804 (Office) 858-248-0535 (Cell) jvite@cox.net

Est. payment

$4,358/mo

Principal & interestTaxesInsuranceHOA

$3,029$624$175$530

Down %

Rate %

Years

Down payment: $119,800 · Total cost: $1,210,193

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$4,358/mo

Principal & interest: $3,029
Est. property tax: $624
Est. insurance: $175
HOA (normalized / mo): $530
Down payment: $119,800

Est. gross rent$2,496/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,862/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Mar 23, 2026	$619,500	—

Facts & Features

Transaction Data

▼Price Reduced from $619,500 (−$20,500)

HOA Fee$530/monthly

Structure & Property

Year Built1978

Garage Spaces1

858-668-2804 (Office) 858-248-0535 (Cell) jvite@cox.net

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

17461 Plaza Otonal, San Diego, CA 92128

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Call

17461 Plaza Otonal San Diego, CA 92128

About this home

James Vitello

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

James Vitello

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

17461 Plaza Otonal, San Diego, CA 92128

About This Property

Property Photos

17461 Plaza Otonal San Diego, CA 92128

About this home

James Vitello

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

James Vitello

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.