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16872 Pinata Dr — San Diego — 3 Beds • 2 Baths • 1,523 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+20 more

$995,000

26 DOM

$653/sqft3 bd2 ba1,523 sqftHOA ~51/mo

Call

16872 Pinata Dr San Diego, CA 92128

9,800sqft lot

Beautiful single-story home in the highly desirable 55+ community of Seven Oaks in Rancho Bernardo. This 3 bd, 2 ba home offers 1,523 sq ft of comfortable living with an open layout, perfect for entertaining. The home features a beautifully upgraded kitchen & remodeled bathrooms, along with lush, mature landscaping. Additional highlights include solar, new AC/furnace and an epoxy-coated garage floor. Enjoy access to the community center with pickle ball and swimming. Walking distance to golf courses, restaurants and shops, including the RB Inn! This is a rare opportunity to enjoy resort-style living in the area’s most sought-after 55+ community. Welcome home!

MLS 260006598SD

619-980-4863 (Office) 619-980-4863 (Cell) ross@elitehomessandiego.com

Est. payment

$6,408/mo

Principal & interestTaxesInsuranceHOA

$5,031$1,036$290$51

Down %

Rate %

Years

Down payment: $199,000 · Total cost: $2,010,254

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$6,408/mo

Principal & interest: $5,031
Est. property tax: $1,036
Est. insurance: $290
HOA (normalized / mo): $51
Down payment: $199,000

Est. gross rent$4,146/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,262/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

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Price History

Event	Date	Price	Change
Listed	Mar 20, 2026	$995,000	—

Facts & Features

Transaction Data

HOA Fee$51/monthly

Structure & Property

Year Built1964

Garage Spaces2

619-980-4863 (Office) 619-980-4863 (Cell) ross@elitehomessandiego.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

16872 Pinata Dr, San Diego, CA 92128

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Call

16872 Pinata Dr San Diego, CA 92128

About this home

Ross Rattray

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Ross Rattray

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

16872 Pinata Dr, San Diego, CA 92128

About This Property

Property Photos

16872 Pinata Dr San Diego, CA 92128

About this home

Ross Rattray

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Ross Rattray

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.