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1642 7th 421 — San Diego — 1 Bed • 1 Bath • 888 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 18 · 12PM – 2PM

+27 more

$495,000

68 DOM

$557/sqft1 bd1 ba888 sqftHOA ~634/mo

Call

1642 7th 421 San Diego, CA 92101

Welcome home to The Mills atop of beautiful Cortez Hill! This spacious corner VA and FHA approved unit features new carpet, updated kitchen with newer black stainless steel appliances, and stackable in-unit washer and dryer. Smart-home upgrades include Google Nest keyless entry, smart thermostat, and integrated fire alarms. The home also features a balcony with views of Balboa Park and the bay. Building amenities include underground garage parking, fully equipped fitness center, private storage unit, additional street parking permits, and access to the historic Mills House clubhouse. The location is perfect for an active lifestyle. Minutes from Balboa Park, Little Italy, Bankers Hill, Gaslamp, Petco Park, the Embarcadero, and the airport. Walk to restaurants, the farmer's market, concerts, entertainment, and outdoor recreation—while still feeling tucked away from downtown’s hustle! With all this at your fingertips, this home is a must see!

MLS 260002771SD

877-722-8085 (Office) 619-655-1999 (Cell) daveedrangel@gmail.com

Est. payment

$3,797/mo

Principal & interestTaxesInsuranceHOA

$2,503$516$144$634

Down %

Rate %

Years

Down payment: $99,000 · Total cost: $1,000,076

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,797/mo

Principal & interest: $2,503
Est. property tax: $516
Est. insurance: $144
HOA (normalized / mo): $634
Down payment: $99,000

Est. gross rent$2,063/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,734/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

Opens interactive virtual tour

Price History

Event	Date	Price	Change
Listed	Feb 5, 2026	$499,000	—

Facts & Features

Transaction Data

▼Price Reduced from $499,000 (−$4,000)

HOA Fee$634.47/monthly

Structure & Property

Year Built2004

Garage Spaces1

877-722-8085 (Office) 619-655-1999 (Cell) daveedrangel@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

1642 7th 421, San Diego, CA 92101

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Call

1642 7th 421 San Diego, CA 92101

About this home

David Rangel

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

David Rangel

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

1642 7th 421, San Diego, CA 92101

About This Property

Property Photos

1642 7th 421 San Diego, CA 92101

About this home

David Rangel

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

David Rangel

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.