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1580 Union 109 — San Diego — 2 Beds • 2 Baths • 943 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+18 more

$725,000

18 DOM

$769/sqft2 bd2 ba943 sqftHOA ~710/mo

Call

1580 Union 109 San Diego, CA 92101

1.38acre lot

Welcome to La Vita #109, a beautifully designed condo for sale in Little Italy, Downtown San Diego, featuring private outdoor space and an elevated urban lifestyle in one of the city’s most desirable neighborhoods; this elegant walk-up residence blends comfort, style, and functionality, making it ideal as a primary residence, second home, or investment property in San Diego, all while being steps from award-winning restaurants, rooftop dining, artisan cafés, boutique shopping, the renowned Little Italy Farmers Market, and the scenic San Diego Bay waterfront; the highly sought-after La Vita community offers timeless Mediterranean architecture, a secure and well-maintained setting, and unbeatable proximity to Waterfront Park, Downtown San Diego attractions, and major freeways, delivering seamless walkability and convenience; a rare opportunity to own a luxury condo in Downtown San Diego’s Little Italy neighborhood, where location, lifestyle, and design come together effortlessly; offered at $749,000 – $775,000.

MLS 260007288SD

760-523-8020 (Office) 619-852-9838 (Cell) mdiaz@rennie.com

Est. payment

$5,342/mo

Principal & interestTaxesInsuranceHOA

$3,666$755$211$710

Down %

Rate %

Years

Down payment: $145,000 · Total cost: $1,464,758

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$5,342/mo

Principal & interest: $3,666
Est. property tax: $755
Est. insurance: $211
HOA (normalized / mo): $710
Down payment: $145,000

Est. gross rent$3,021/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,321/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

Opens interactive virtual tour

Price History

Event	Date	Price	Change
Listed	Mar 27, 2026	$775,000	—

Facts & Features

Transaction Data

▼Price Reduced from $775,000 (−$50,000)

HOA Fee$710/monthly

Structure & Property

Year Built2004

Garage Spaces1

760-523-8020 (Office) 619-852-9838 (Cell) mdiaz@rennie.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

1580 Union 109, San Diego, CA 92101

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Call

1580 Union 109 San Diego, CA 92101

About this home

Miguel Diaz

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Miguel Diaz

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

1580 Union 109, San Diego, CA 92101

About This Property

Property Photos

1580 Union 109 San Diego, CA 92101

About this home

Miguel Diaz

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Miguel Diaz

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.