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12755 Camino De La Breccia 87 — San Diego — 2 Beds • 2 Baths • 1,040 Sq Ft | Belmont Brokerage | Belmont Brokerage

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Active

+21 more

$699,000

1 DOM

$672/sqft2 bd2 ba1,040 sqftHOA ~420/mo

Call

12755 Camino De La Breccia 87 San Diego, CA 92128

Updated home with fine finishes in popular Oaks North Villas! Porcelain tile flooring that looks like wood, dual pane doors and windows, Hunter-Douglas window treatments, beautiful light fixtures and decorator paint colors throughout. Crisp white cabinets, quartz countertops and backsplashes, stainless steel appliances and wine cooler in the kitchen. Updated bathrooms with granite countertops and warm wooden cabinetry. Enjoy the walk-in bathtub in the primary bathroom. Entertain on the large gated, front patio or relax on the cozy back patio. Oaks North is a 55+ community for those over 55 years old.

MLS 260008928SD

858-487-3520 (Office) 619-405-0759 (Cell) ebachmann@bhhscal.com

Est. payment

$4,887/mo

Principal & interestTaxesInsuranceHOA

$3,535$728$204$420

Down %

Rate %

Years

Down payment: $139,800 · Total cost: $1,412,229

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$4,887/mo

Principal & interest: $3,535
Est. property tax: $728
Est. insurance: $204
HOA (normalized / mo): $420
Down payment: $139,800

Est. gross rent$2,913/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,974/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 14, 2026	$699,000	—

Facts & Features

Transaction Data

HOA Fee$420/monthly

Structure & Property

Year Built1980

Garage Spaces1

858-487-3520 (Office) 619-405-0759 (Cell) ebachmann@bhhscal.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

12755 Camino De La Breccia 87, San Diego, CA 92128

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Call

12755 Camino De La Breccia 87 San Diego, CA 92128

About this home

Elizabeth Bachmann

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Elizabeth Bachmann

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

12755 Camino De La Breccia 87, San Diego, CA 92128

About This Property

Property Photos

12755 Camino De La Breccia 87 San Diego, CA 92128

About this home

Elizabeth Bachmann

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Elizabeth Bachmann

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.