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12580 Caminito Mira del Mar — San Diego — 3 Beds • 3 Baths • 1,333 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 18 · 12PM – 3PM

+15 more

$1,259,000

0 DOM

$944/sqft3 bd3 ba1,333 sqftHOA ~515/mo

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12580 Caminito Mira del Mar San Diego, CA 92130

1.42acre lot

Beautifully updated 3BR/2.5BA townhome in the highly desirable Sunstream community of Carmel Valley. This move-in ready two-story home features a remodeled kitchen and bathrooms, freshly painted interior, tile flooring on the main level, and newer carpet upstairs. The thoughtfully designed kitchen includes KitchenAid appliances, gas range, pull-out drawers, Lazy Susan, soft-close cabinetry, and abundant storage. Additional upgrades include custom wood plantation shutters throughout, newer windows, tankless water heater, upgraded fireplace, updated interior doors, upgraded railings and posts, and attached 2-car garage. All bedrooms are located upstairs, including a spacious primary suite. The home offers a larger, more usable patio than many comparable townhomes, ideal for outdoor dining and relaxing. Sunstream is prized for its quiet setting tucked away from freeway noise while still offering exceptional convenience. Community amenities include pools, spas, tennis courts, clubhouse, workout room, BBQ areas, and greenbelt surroundings. HOA includes water and trash. No Mello-Roos. Ideally located near Carmel Grove Park, One Paseo, Del Mar Highlands Town Center, Piazza Carmel, dining, shopping, freeway access, and just minutes to Del Mar beaches. Located in the highly regarded Del Mar Union and San Dieguito school districts. This home has been used as a vacation home and never rented. Recent upgrades include: • Kitchen remodel • Bathroom updates • Tankless water heater • Newer windows • Popcorn ceilings removed • Upgraded railings and posts • Updated interior doors • Plantation shutters throughout • Upgraded fireplace • Garage door opener replaced • Used as vacation home, never rented Community features: • Pools and spas • Tennis courts • Clubhouse • Exercise room • BBQ areas • Greenbelt walking paths

MLS 260008662SD

858-459-0501 (Office) 858-935-0903 (Cell) michellebenoit@bhhscal.com

Est. payment

$8,559/mo

Principal & interestTaxesInsuranceHOA

$6,366$1,311$367$515

Down %

Rate %

Years

Down payment: $251,800 · Total cost: $2,543,628

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$8,559/mo

Principal & interest: $6,366
Est. property tax: $1,311
Est. insurance: $367
HOA (normalized / mo): $515
Down payment: $251,800

Est. gross rent$5,246/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-3,313/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Mar 20, 2026	$1,259,000	—

Facts & Features

Transaction Data

HOA Fee$515/monthly

Structure & Property

Year Built1989

Garage Spaces2

858-459-0501 (Office) 858-935-0903 (Cell) michellebenoit@bhhscal.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

12580 Caminito Mira del Mar, San Diego, CA 92130

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Call

12580 Caminito Mira del Mar San Diego, CA 92130

About this home

Michelle Benoit

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Michelle Benoit

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

12580 Caminito Mira del Mar, San Diego, CA 92130

About This Property

Property Photos

12580 Caminito Mira del Mar San Diego, CA 92130

About this home

Michelle Benoit

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Michelle Benoit

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.