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Pending

+33 more

$1,050,000

61 DOM

$777/sqft2 bd3 ba1,351 sqftHOA ~450/mo

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12559 El Camino Real B San Diego, CA 92130

Highly desirable and centrally located in the heart of 92130—one of San Diego’s most sought-after zip codes, known for its top-rated schools! This bright and airy home in Crest at Del Mar features vaulted ceilings in the living room, two primary suites with en-suite bathrooms, and a convenient half bath on the main level. Enjoy a charming balcony off the breakfast nook and an open-concept space that seamlessly combines dining and a flexible workspace. The attached two-car garage offers oversized additional storage space. Recent upgrades include fresh interior paint and new luxury vinyl plank (LVP) flooring. The chef’s kitchen is beautifully appointed with quartz waterfall countertops, white shaker cabinetry, stainless steel appliances, and a designer tile backsplash. Residents enjoy resort-style amenities, including a swimming pool, spa, and fitness center. The low HOA fee covers water and trash. Ideally located near premier dining, shopping, and entertainment at Del Mar Highlands Town Center, One Paseo, and San Diego’s world-famous beaches.

MLS 260003452SD

858-245-5526 (Office) 858-245-5526 (Cell) jeffreycliu5000@gmail.com

Est. payment

$7,159/mo

Principal & interestTaxesInsuranceHOA

$5,309$1,094$306$450

Down %

Rate %

Years

Down payment: $210,000 · Total cost: $2,121,374

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$7,159/mo

Principal & interest: $5,309
Est. property tax: $1,094
Est. insurance: $306
HOA (normalized / mo): $450
Down payment: $210,000

Est. gross rent$4,375/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,784/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

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Price History

Event	Date	Price	Change
Listed	Feb 12, 2026	$1,075,000	—

Facts & Features

Transaction Data

▼Price Reduced from $1,075,000 (−$25,000)

HOA Fee$450/monthly

Structure & Property

Year Built1998

Garage Spaces2

858-245-5526 (Office) 858-245-5526 (Cell) jeffreycliu5000@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

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12559 El Camino Real B — San Diego — 2 Beds • 3 Baths • 1,351 Sq Ft | Belmont Brokerage | Belmont Brokerage

12559 El Camino Real B San Diego, CA 92130

About this home

Jeffrey Liu

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Jeffrey Liu

Sale & Tax History

No Recent Sales History

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

12559 El Camino Real B, San Diego, CA 92130

About This Property

Property Photos

12559 El Camino Real B San Diego, CA 92130

About this home

Jeffrey Liu

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Jeffrey Liu

Sale & Tax History

No Recent Sales History

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.