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3834 Ferndale — San Bernardino | Belmont Brokerage | Belmont Brokerage

Active

$649,000

4 DOM

— bd— ba— sqft

Call

3834 Ferndale San Bernardino, CA 92404

7,600sqft lot

• Updated duplex with Renters already in place. • The downstair unit, 3834 Ferndale, is approximately 1,500 SQ FT containing 2 Bedrooms, 2 Bathrooms with a bonus room. • The upstairs unit, 3838 Ferndale is approximately 1,100 SQ FT containing 2 Bedrooms, 1.5 Bathrooms. • Each unit has one-car garage and one-car carport. • Kitchens and bathrooms in both units have granite countertops and newer fixtures. • Both units have their own laundry hookups. • Both units have their own private, separate entrances with a front and back yard grass area. • Easy access to the 210/215 freeways, closed to the mountains, shopping, parks, and schools.

MLS AR26075705

626-598-6766 (Office) yjiang665@gmail.com

Est. payment

$4,147/mo

Principal & interestTaxesInsurance

$3,282$676$189

Down %

Rate %

Years

Down payment: $129,800 · Total cost: $1,311,211

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$4,147/mo

Principal & interest: $3,282
Est. property tax: $676
Est. insurance: $189
Down payment: $129,800

Est. gross rent$2,704/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,443/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 9, 2026	$649,000	—

Facts & Features

Structure & Property

Year Built1965

Garage Spaces2

626-598-6766 (Office) yjiang665@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

3834 Ferndale, San Bernardino, CA 92404

Get Directions

Call

3834 Ferndale San Bernardino, CA 92404

About this home

Ying Jiang

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Ying Jiang

Sale & Tax History

No Recent Sales History

Location

3834 Ferndale, San Bernardino, CA 92404

About This Property

Property Photos

Location

Listing Agent

Presented by Belmont Brokerage Inc.

3834 Ferndale San Bernardino, CA 92404

About this home

Ying Jiang

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Ying Jiang

Sale & Tax History

No Recent Sales History

Location