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2505 N State — San Bernardino — 3 Beds • 2 Baths • 1,450 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

$849,900

0 DOM

$586/sqft3 bd2 ba1,450 sqft

Call

2505 N State San Bernardino, CA 92407

32,890sqft lot

Corner lot property with both commercial and residential use potential. This unique opportunity allows you to legally operate a business from the home. Situated on a flat ¾-acre lot on a high-traffic street, the property offers excellent visibility and convenient access to the 210 and 215 freeways. The main home has been completely remodeled with high-quality upgrades throughout, including new windows, fresh paint, updated flooring, modern plumbing, a fully renovated kitchen with new cabinets and countertops, and new interior doors. The primary bathroom has been fully gutted and redesigned using premium materials. Additionally, the property features an attached ADU, complete with its own full bathroom, new kitchen cabinets, dual-pane windows, and a spacious bedroom—ideal for extended family, rental income, or business use.

MLS IG26079451

909-266-0934 (Office) 909-266-0934 (Cell) joseponce909@yahoo.com

Est. payment

$5,431/mo

Principal & interestTaxesInsurance

$4,298$885$248

Down %

Rate %

Years

Down payment: $169,980 · Total cost: $1,717,100

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$5,431/mo

Principal & interest: $4,298
Est. property tax: $885
Est. insurance: $248
Down payment: $169,980

Est. gross rent$3,541/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,890/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 13, 2026	$849,900	—

Facts & Features

Structure & Property

Year Built1930

909-266-0934 (Office) 909-266-0934 (Cell) joseponce909@yahoo.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

2505 N State, San Bernardino, CA 92407

Get Directions

Call

2505 N State San Bernardino, CA 92407

About this home

Jose Ponce

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Jose Ponce

Sale & Tax History

No Recent Sales History

Location

Listing Agent

Presented by Belmont Brokerage Inc.

2505 N State, San Bernardino, CA 92407

About This Property

Property Photos

Location

2505 N State San Bernardino, CA 92407

About this home

Jose Ponce

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Jose Ponce

Sale & Tax History

No Recent Sales History

Location

Listing Agent

Presented by Belmont Brokerage Inc.