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2165 Sepulveda — San Bernardino | Belmont Brokerage | Belmont Brokerage

Active

$590,000

0 DOM

— bd— ba— sqft

Call

2165 Sepulveda San Bernardino, CA 92404

5,952sqft lot

Excellent income-producing opportunity in San Bernardino featuring two detached single-family homes on one lot. Ideal for investors or owner occupants seeking a “live in one, rent the other” setup. It is located very close to San Bernardine Medical Center. The front home offers 3 bedrooms and 1 bathroom (approx. 1,120 sq ft) and was updated within the past year. The rear home includes 1 bedroom and 1 bathroom (approx. 595 sq ft), recently updated about 3 months ago. The 2-car garage attached to the rear house has been converted into additional living space (No permits), making it functioning as a 2-bedroom, 1-bath configuration. Property features separate gas and electric meters and a shared water meter, with 90% of water, sewer and trash bills currently billed back to tenants—enhancing operational efficiency. Strong rental history with long-term tenants and minimal vacancy over extended ownership. Both units are currently tenant-occupied on month-to-month leases, providing flexibility for investors or future occupancy. Professionally managed and well maintained over the years, offering a turnkey investment profile with stable income characteristics.

MLS IV26080289

951-924-4292 (Office) 9519244292 (Cell) ALTICORESALES@GMAIL.COM

Est. payment

$3,770/mo

Principal & interestTaxesInsurance

$2,983$615$172

Down %

Rate %

Years

Down payment: $118,000 · Total cost: $1,192,010

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,770/mo

Principal & interest: $2,983
Est. property tax: $615
Est. insurance: $172
Down payment: $118,000

Est. gross rent$2,458/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,312/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 14, 2026	$590,000	—

Facts & Features

Structure & Property

Year Built1926

951-924-4292 (Office) 9519244292 (Cell) ALTICORESALES@GMAIL.COM

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

2165 Sepulveda, San Bernardino, CA 92404

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2165 Sepulveda San Bernardino, CA 92404

About this home

ALFREDO CORDOVA

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

ALFREDO CORDOVA

Sale & Tax History

No Recent Sales History

Location

2165 Sepulveda, San Bernardino, CA 92404

About This Property

Location

Listing Agent

Presented by Belmont Brokerage Inc.

2165 Sepulveda San Bernardino, CA 92404

About this home

ALFREDO CORDOVA

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

ALFREDO CORDOVA

Sale & Tax History

No Recent Sales History

Location