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1125 E 40th — San Bernardino — 3 Beds • 1 Bath • 1,796 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

$746,000

8 DOM

$415/sqft3 bd1 ba1,796 sqft

Call

1125 E 40th San Bernardino, CA 92404

2.08acre lot

Prime San Bernardino Investment Opportunity - Dual Parcel with Subdivision Potential Rare Multi-Lot Opportunity! Discover a unique real estate prospect in an established San Bernardino neighborhood. This sale of a current rental property includes two adjacent parcels (APN: 0155-461-23 and 0155-461-24), offering a variety of development potential. The combined acreage and dual-parcel configuration present a compelling possibility to subdivide the land. This could allow for additional residential units. While the layout is ideal for expansion or subdivision, prospective buyers are advised to confirm all zoning, lot line adjustments, and building requirements directly with the City of San Bernardino. Conveniently located near the 210 and 215 freeways, and just minutes from local schools, shopping, and Wildwood Park. Whether you intend to renovate the existing home while developing the second lot, or explore a full subdivision project, this dual-lot offering is a standout for those looking to maximize their return on investment in a high-demand area.

MLS TR26074983

626-653-0653 (Office) stephanie@loekman.com

Est. payment

$4,767/mo

Principal & interestTaxesInsurance

$3,772$777$218

Down %

Rate %

Years

Down payment: $149,200 · Total cost: $1,507,186

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$4,767/mo

Principal & interest: $3,772
Est. property tax: $777
Est. insurance: $218
Down payment: $149,200

Est. gross rent$3,108/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,659/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 8, 2026	$746,000	—

Facts & Features

Structure & Property

Year Built1912

Garage Spaces2

626-653-0653 (Office) stephanie@loekman.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

1125 E 40th, San Bernardino, CA 92404

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Call

1125 E 40th San Bernardino, CA 92404

About this home

Stephanie Loekman

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Stephanie Loekman

Sale & Tax History

No Recent Sales History

Location

1125 E 40th, San Bernardino, CA 92404

About This Property

Property Photos

Location

Listing Agent

Presented by Belmont Brokerage Inc.

1125 E 40th San Bernardino, CA 92404

About this home

Stephanie Loekman

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Stephanie Loekman

Sale & Tax History

No Recent Sales History

Location