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182 Kern Street 45 — Salinas — 2 Beds • 2 Baths • 1,073 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+9 more

$349,900

28 DOM

$326/sqft2 bd2 ba1,073 sqftHOA ~830/mo

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182 Kern St 45 Salinas, CA 93905

Affordable 2 bedroom, 2 full bathroom unit in the heart of Salinas. Great for first time home buyers or investors. Carpet / tile flooring, high open beam ceiling, wood burning fireplace in the living room. A spacious balcony to enjoy the warm days! There is a clubhouse for all to enjoy.

MLS ML82035567

(831) 443-2121 (Office) 831-214-5810 (Cell) leoalvarez@sbcglobal.net

Est. payment

$3,065/mo

Principal & interestTaxesInsuranceHOA

$1,769$364$102$830

Down %

Rate %

Years

Down payment: $69,980 · Total cost: $706,923

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,065/mo

Principal & interest: $1,769
Est. property tax: $364
Est. insurance: $102
HOA (normalized / mo): $830
Down payment: $69,980

Est. gross rent$1,458/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,607/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Feb 19, 2026	$349,900	—

Facts & Features

Transaction Data

HOA Fee$830/monthly

Structure & Property

Year Built1979

(831) 443-2121 (Office) 831-214-5810 (Cell) leoalvarez@sbcglobal.net

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

182 Kern Street 45, Salinas, CA 93905

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182 Kern St 45 Salinas, CA 93905

About this home

Leo Alvarez

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Leo Alvarez

Sale & Tax History

No Recent Sales History

Location

182 Kern Street 45, Salinas, CA 93905

About This Property

Property Photos

Location

Listing Agent

Presented by Belmont Brokerage Inc.

182 Kern St 45 Salinas, CA 93905

About this home

Leo Alvarez

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Leo Alvarez

Sale & Tax History

No Recent Sales History

Location