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5642 MADISON — Sacramento — 2 Beds • 1 Bath • 840 Sq Ft | Belmont Brokerage | Belmont Brokerage

Pending

$180,000

33 DOM

$214/sqft2 bd1 ba840 sqftHOA ~250/mo

Call

5642 MADISON Sacramento, CA 95841

2,203sqft lot

Two-story condo in a convenient Sacramento location. The lower level includes the kitchen, dining area, and living/family room, with two bedrooms and one full bathroom upstairs. Practical layout and sold as-is, giving the next owner an opportunity to update as needed. FORECLOSURE DISCLOSURE: Property is in pre-foreclosure with a recorded Notice of Default. Any potential short sale is subject to bank approval. Buyer to verify any lender timelines. Community features include a shared garage, HOA-maintained exterior and common areas, and on-site laundry provided through the HOA (pay-per-use). Minutes from American River College, shopping centers, dining, parks, and major routes including I-80. Close to the American River Parkway for outdoor recreation. Updated photos coming soon. Features: Two-story layout; kitchen, dining, and living area on lower level; 2 bedrooms + 1 full bath upstairs; sold as-is; shared garage; HOA laundry; HOA-maintained exterior; near ARC, shopping, dining, I-80, parks, and the American River Parkway.

MLS FR25266765

855-450-0422 (Office) vish@valleyrealty.llc

Est. payment

$1,401/mo

Principal & interestTaxesInsuranceHOA

$910$188$53$250

Down %

Rate %

Years

Down payment: $36,000 · Total cost: $363,664

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$1,401/mo

Principal & interest: $910
Est. property tax: $188
Est. insurance: $53
HOA (normalized / mo): $250
Down payment: $36,000

Est. gross rent$750/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-651/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Nov 11, 2025	$220,000	—

Facts & Features

Transaction Data

▼Price Reduced from $220,000 (−$40,000)

HOA Fee$250/monthly

Structure & Property

Year Built1969

Garage Spaces2

855-450-0422 (Office) vish@valleyrealty.llc

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

5642 MADISON, Sacramento, CA 95841

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Call

5642 MADISON Sacramento, CA 95841

About this home

Vishal Lal

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Vishal Lal

Sale & Tax History

No Recent Sales History

Location

5642 MADISON, Sacramento, CA 95841

About This Property

Property Photos

Location

Listing Agent

Presented by Belmont Brokerage Inc.

5642 MADISON Sacramento, CA 95841

About this home

Vishal Lal

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Vishal Lal

Sale & Tax History

No Recent Sales History

Location