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12278 San Pablo Avenue — Richmond | Belmont Brokerage | Belmont Brokerage

Active

$495,000

0 DOM

— bd— ba— sqft

Call

12278 San Pablo Ave Richmond, CA 94805

2,613.6sqft lot

Opportunity to own an owner user retail/service commercial property in a high foot traffic area. Unit 12278 is vacant and unit 12280 is tenant occupied as a Beauty Salon. Tenant is on a month to month and the rent is $1,725 per month. Please contact listing agent for showing appointment.

MLS 41130971

510-758-8050 (Office) 510-685-5941 (Cell) donquintal@coldwellbanker.com

Est. payment

$3,163/mo

Principal & interestTaxesInsurance

$2,503$516$144

Down %

Rate %

Years

Down payment: $99,000 · Total cost: $1,000,076

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,163/mo

Principal & interest: $2,503
Est. property tax: $516
Est. insurance: $144
Down payment: $99,000

Est. gross rent$2,063/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,100/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 15, 2026	$495,000	—

Facts & Features

Structure & Property

Year Built1950

510-758-8050 (Office) 510-685-5941 (Cell) donquintal@coldwellbanker.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

12278 San Pablo Avenue, Richmond, CA 94805

Get Directions

Call

12278 San Pablo Ave Richmond, CA 94805

About this home

Donald Quintal

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Donald Quintal

Sale & Tax History

No Recent Sales History

Location

12278 San Pablo Avenue, Richmond, CA 94805

About This Property

Property Photos

Location

Listing Agent

Presented by Belmont Brokerage Inc.

12278 San Pablo Ave Richmond, CA 94805

About this home

Donald Quintal

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Donald Quintal

Sale & Tax History

No Recent Sales History

Location