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To list your property with Belmont Brokerage, contact us at (818) 967-6311 or email brokerage@bbandm.com. Our team will provide a complimentary AI-powered Comparative Market Analysis (CMA), professional staging recommendations, and a customized marketing strategy. We list on the MLS and through our exclusive off-market network for maximum exposure.

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Belmont Brokerage combines California MLS data with internal valuation and offer-strategy workflows, plus compliance-aware document tooling. Agents get data-driven pricing context grounded in active listings and recent market activity.

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Yes. Belmont Brokerage Inc. operates under California Department of Real Estate (DRE) license #02431308. Listings shown from the MLS follow participating board rules, including attribution and IDX display requirements.

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91 Tierra Plano — Rancho Santa Margarita — 2 Beds • 2 Baths • 1,100 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+21 more

$749,000

68 DOM

$681/sqft2 bd2 ba1,100 sqftHOA ~518/mo

Call

91 Tierra Plano Rancho Santa Margarita, CA 92688

20,403sqft lot

Welcome to the desirable neighborhood of Tierra Montanosa of Rancho Santa Margarita. This beautiful, turnkey end-unit carriage unit condo offers 2 upstairs bedrooms and 2 full bathrooms with an inviting open floor plan, soaring ceilings, and abundant natural light throughout with approximately 1,100 square feet of living space. The spacious living room features a cozy fireplace and opens to a lovely, oversized balcony perfect for relaxing. The modern kitchen is equipped with quartz countertops and stainless-steel appliances. The generous primary suite includes walk-in closet, new dual-sink vanity, and quartz countertops. Other upgrades include dual pane windows, recessed lights, ceiling fans, vinyl flooring, fresh neutral paint, custom bathroom lighting, and more. The attached garage offers direct entry into the home, and a reserved parking space is also included. Enjoy the convenient location within a short walk to Melinda Heights Elementary, O’Neil Regional Park, sports courts, hiking and biking trails, shopping, and dining, within easy reach of Highway 241. Residents enjoy access to a variety of amenities, including resort style swimming pool/spa, Beach Club, play areas, summer concerts, and access to Rancho Santa Margarita Lake. It offers the perfect balance of luxury, convenience, and lifestyle. Don’t miss the chance to make this stunning property your own!

MLS OC26023541

773-459-3907 (Office) mmania001@yahoo.com

Est. payment

$5,303/mo

Principal & interestTaxesInsuranceHOA

$3,787$780$218$518

Down %

Rate %

Years

Down payment: $149,800 · Total cost: $1,513,247

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$5,303/mo

Principal & interest: $3,787
Est. property tax: $780
Est. insurance: $218
HOA (normalized / mo): $518
Down payment: $149,800

Est. gross rent$3,121/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,182/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.