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7 Brisa Ribera — Rancho Santa Margarita — 1 Bed • 1 Bath • 841 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 18 · 12PM – 3PM

+39 more

$509,999

62 DOM

$606/sqft1 bd1 ba841 sqftHOA ~521/mo

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7 Brisa Ribera Rancho Santa Margarita, CA 92688

26,135sqft lot

Welcome to resort-style living on the lake in Rancho Santa Margarita! This beautifully maintained 1-bedroom, 1-bath condo offers the perfect blend of comfort, convenience, and an unbeatable lakeside lifestyle. Nestled just steps from the water, you’ll enjoy serene lake views from your patio, with direct access to the scenic lake path right outside your door. Enjoy the 4th of July firework show from your patio! Inside, the home features a bright, open-concept layout with abundant natural light, a spacious living area and a private retreat-style bedroom. This unit offers plenty of storage and a spacious 1 car attached garage. Whether you’re a first-time buyer, downsizing, or looking for an investment opportunity, this condo delivers low-maintenance living in a highly desirable location. Residents enjoy exclusive access to an impressive array of resort-style amenities through the SAMLARC HOA; including community pools, volleyball courts, tennis courts, pickleball courts, beautifully maintained parks, scenic trails, and multiple clubhouses. The private Brisa Del Lago neighborhood offers its own community pool and 2 spas. Spend your weekends relaxing or playing at the private Lago Santa Margarita Beach Club & Lagoon, a true centerpiece of the community. Location is everything—and this one is hard to beat. Take a peaceful 5-minute stroll along the lake path to local favorites like Carmelita’s, The Blind Pig, and everyday conveniences at Ralphs shopping center. Enjoy lakefront living with walkability, vibrant community amenities, and the relaxed Southern California lifestyle you’ve been dreaming of. This is more than a home—it’s a lifestyle. Schedule a tour today! This one won't last.

MLS OC26031438

949-776-1185 (Office) abby@anvilreinc.com

Est. payment

$3,780/mo

Principal & interestTaxesInsuranceHOA

$2,579$531$149$521

Down %

Rate %

Years

Down payment: $102,000 · Total cost: $1,030,379

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,780/mo

Principal & interest: $2,579
Est. property tax: $531
Est. insurance: $149
HOA (normalized / mo): $521
Down payment: $102,000

Est. gross rent$2,125/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,655/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Feb 5, 2026	$529,999	—

Facts & Features

Transaction Data

▼Price Reduced from $529,999 (−$20,000)

HOA Fee$521/monthly

Structure & Property

Year Built1986

Garage Spaces1

949-776-1185 (Office) abby@anvilreinc.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

7 Brisa Ribera, Rancho Santa Margarita, CA 92688

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Call

7 Brisa Ribera Rancho Santa Margarita, CA 92688

About this home

Abby Cline

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Abby Cline

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

7 Brisa Ribera, Rancho Santa Margarita, CA 92688

About This Property

Property Photos

7 Brisa Ribera Rancho Santa Margarita, CA 92688

About this home

Abby Cline

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Abby Cline

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.