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4 San Pedro — Rancho Santa Margarita — 4 Beds • 3 Baths • 1,705 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+5 more

$1,325,000

0 DOM

$777/sqft4 bd3 ba1,705 sqftHOA ~91/mo

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4 San Pedro Rancho Santa Margarita, CA 92688

4,524sqft lot

Welcome to this beautifully upgraded 4-bedroom, 2.5-bathroom home located in the highly desirable community of Rancho Santa Margarita. Offering exceptional privacy and breathtaking panoramic views, this home delivers the perfect balance of comfort and scenic living. Step inside to soaring vaulted ceilings and an abundance of natural light, complemented by fresh interior paint and upgraded windows throughout. The spacious layout is ideal for both everyday living and entertaining. The kitchen features elegant granite countertops and ample space for cooking and gathering. Upstairs, the primary suite offers a true retreat with a private balcony where you can take in sweeping views, along with a beautifully upgraded bathroom showcasing a remodeled shower and modern vanity. Enjoy outdoor living at its finest in the private backyard, perfect for relaxing or entertaining while soaking in the stunning surroundings. ? Highlights: 4 Bedrooms | 2.5 Bathrooms Panoramic views from backyard & primary bedroom balcony Vaulted ceilings & abundant natural light Granite kitchen countertops Upgraded primary bathroom (shower & vanity) Upgraded windows throughout Fresh interior paint Exceptional privacy Don’t miss this rare opportunity to own a view property in one of Orange County’s most sought-after communities — schedule your private tour today!

MLS OC26059569

949-385-0394 (Office) 714-394-1462 (Cell) ryan@planArealestate.com

Est. payment

$8,557/mo

Principal & interestTaxesInsuranceHOA

$6,700$1,380$386$91

Down %

Rate %

Years

Down payment: $265,000 · Total cost: $2,676,972

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$8,557/mo

Principal & interest: $6,700
Est. property tax: $1,380
Est. insurance: $386
HOA (normalized / mo): $91
Down payment: $265,000

Est. gross rent$5,521/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-3,036/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Mar 26, 2026	$1,325,000	—

Facts & Features

Transaction Data

HOA Fee$91/monthly

Structure & Property

Year Built1990

Garage Spaces2

949-385-0394 (Office) 714-394-1462 (Cell) ryan@planArealestate.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

4 San Pedro, Rancho Santa Margarita, CA 92688

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Call

4 San Pedro Rancho Santa Margarita, CA 92688

About this home

Ryan Argue

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Ryan Argue

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

4 San Pedro, Rancho Santa Margarita, CA 92688

About This Property

Property Photos

4 San Pedro Rancho Santa Margarita, CA 92688

About this home

Ryan Argue

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Ryan Argue

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.