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27 Via Barcelona — Rancho Santa Margarita — 2 Beds • 2 Baths • 970 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 18 · 1PM – 3PM

+40 more

$697,000

40 DOM

$719/sqft2 bd2 ba970 sqftHOA ~91/mo

Call

27 Via Barcelona Rancho Santa Margarita, CA 92688

22,235sqft lot

Modern updates and everyday comfort come together in this bright and inviting 2-bedroom, 2-bathroom corner carriage-style condo in Rancho Santa Margarita. With the garage below and all living space on one level, this thoughtfully refreshed home offers privacy, convenience, and a move-in-ready lifestyle. Inside, the home features new flooring installed in 2023, fresh interior paint, custom feature walls, and a restyled fireplace mantle that adds warmth and character to the living space. The kitchen has been refreshed with professionally resurfaced white cabinetry, new hardware, and a full suite of 2024 Samsung Bespoke smart appliances, including a gas stove, dishwasher, microwave, and refrigerator. Several key systems have also been recently updated for added peace of mind. Improvements include a brand-new water heater (2024), a Nest-controlled central AC system, and a Samsung top-load washer and dryer set (2023). The primary suite offers a comfortable retreat with mirrored closet doors and a new glass shower door installed in 2024. Additional highlights include a 1-car garage with epoxy flooring and a newer door mechanism, plus an additional reserved parking space. New blinds, upgraded outlet plates, and refinished stair railings add to the home's polished feel. Ideally located near parks, scenic hiking trails, shopping, and dining, this home offers convenient access to the lifestyle amenities that make living in Rancho Santa Margarita so desirable.

MLS PW26040392

714-832-8800 (Office) Kristirazo@bhhscal.com

Est. payment

$4,544/mo

Principal & interestTaxesInsuranceHOA

$3,524$726$203$91

Down %

Rate %

Years

Down payment: $139,400 · Total cost: $1,408,188

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$4,544/mo

Principal & interest: $3,524
Est. property tax: $726
Est. insurance: $203
HOA (normalized / mo): $91
Down payment: $139,400

Est. gross rent$2,904/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,640/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Feb 23, 2026	$697,000	—

Facts & Features

Transaction Data

HOA Fee$91/monthly

Structure & Property

Year Built1999

Garage Spaces1

714-832-8800 (Office) Kristirazo@bhhscal.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

27 Via Barcelona, Rancho Santa Margarita, CA 92688

Get Directions

Call

27 Via Barcelona Rancho Santa Margarita, CA 92688

About this home

Kristi Razo

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Kristi Razo

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

27 Via Barcelona, Rancho Santa Margarita, CA 92688

About This Property

Property Photos

27 Via Barcelona Rancho Santa Margarita, CA 92688

About this home

Kristi Razo

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Kristi Razo

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.