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21 Silktassel — Rancho Santa Margarita — 1 Bed • 1 Bath • 742 Sq Ft | Belmont Brokerage | Belmont Brokerage

Pending

+23 more

$499,999

130 DOM

$674/sqft1 bd1 ba742 sqftHOA ~418/mo

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21 Silktassel Rancho Santa Margarita, CA 92688

28,835sqft lot

This is a charming location in Mission Courts II community with large enclosed front patio and a garage! Located in close proximity to Rancho Santa Margarita Beach Club/Lake, Santa Margarita Catholic School, Saint Serra Catholic, trails and stunning views of the Saddleback Mountains. Private enclosed front patio, ideal for entertaining guests, relaxing outdoors, or providing a safe and comfortable space for a small pet. The kitchen has granite countertops, automatic faucet, and stainless steel appliances. The spacious bathroom offers comfort and elegance, while the bedroom features a custom built-in closet system/mirrored wardrobe doors and a built-in desk—perfect for working from home, gaming or just staying organized. Additional highlights include an in-unit washer and dryer, refrigerator, storage and an enclosed garage with storage. This complex has pool/spa and kiddie park. Enjoy the vibrant Rancho Santa Margarita lifestyle with nearby shopping, dining, parks, and scenic trails, along with access to community amenities such as pools, the Beach Club Lagoon, and sports courts. Trash included in HOA.

MLS OC25256056

949-782-2887 (Office) 949-395-4455 (Cell) LaderaRanchRealty@gmail.com

Est. payment

$3,613/mo

Principal & interestTaxesInsuranceHOA

$2,528$521$146$418

Down %

Rate %

Years

Down payment: $100,000 · Total cost: $1,010,176

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,613/mo

Principal & interest: $2,528
Est. property tax: $521
Est. insurance: $146
HOA (normalized / mo): $418
Down payment: $100,000

Est. gross rent$2,083/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,530/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

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Price History

Event	Date	Price	Change
Listed	Nov 7, 2025	$539,000	—

Facts & Features

Transaction Data

▼Price Reduced from $539,000 (−$39,001)

HOA Fee$418/monthly

Structure & Property

Year Built1986

Garage Spaces1

949-782-2887 (Office) 949-395-4455 (Cell) LaderaRanchRealty@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

21 Silktassel, Rancho Santa Margarita, CA 92688

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Call

21 Silktassel Rancho Santa Margarita, CA 92688

About this home

Tonja Gray

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Tonja Gray

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

21 Silktassel, Rancho Santa Margarita, CA 92688

About This Property

Property Photos

21 Silktassel Rancho Santa Margarita, CA 92688

About this home

Tonja Gray

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Tonja Gray

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.