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18096 Loma Alegre — Rancho Santa Fe | Belmont Brokerage | Belmont Brokerage

Active

+7 more

$2,750,000

0 DOM

— bd— ba— sqftHOA ~125/mo

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18096 Loma Alegre Rancho Santa Fe, CA 92067

3.42acre lot

Encompassing 3.42 private acres on the desirable west side of the Rancho Santa Fe Covenant, this exceptional property offers approved plans for a single-story Early California Spanish Hacienda designed by Georgis & Mirgorodsky. Accessed via a long private driveway, the site enjoys views of Escondido Creek, Wildflower Estates, surrounding mountains, and western sunsets. Fully approved plans (county, fire dept and RSF Association) allow immediate construction, saving approximately three years of design and permitting. Proposed residence features 4–5 bedrooms, 4.5 baths, and a seamless indoor-outdoor layout with courtyards, terraces, and a summer kitchen. Outdoor amenities include a 52’ x 10’ pool and spa, pool pavilion, and cabana with full bath and sauna. Two-car garage plus additional parking. Conveniently located near Rancho Santa Fe Covenant Village with access to shopping, dining, Roger Rowe School, golf, tennis, equestrian trails, and major highways. Rare opportunity to build a custom estate with the ability to personalize finishes. Permits have not been pulled.

MLS 260008892SD

858-756-2800 (Office) 858-775-6356 (Cell) linda@lindasansone.com

Est. payment

$17,697/mo

Principal & interestTaxesInsuranceHOA

$13,905$2,865$802$125

Down %

Rate %

Years

Down payment: $550,000 · Total cost: $5,555,979

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$17,697/mo

Principal & interest: $13,905
Est. property tax: $2,865
Est. insurance: $802
HOA (normalized / mo): $125
Down payment: $550,000

Est. gross rent$11,458/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-6,239/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 15, 2026	$2,750,000	—

Facts & Features

Transaction Data

HOA Fee$1,500/annually

858-756-2800 (Office) 858-775-6356 (Cell) linda@lindasansone.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

18096 Loma Alegre, Rancho Santa Fe, CA 92067

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18096 Loma Alegre Rancho Santa Fe, CA 92067

About this home

Linda Sansone

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Linda Sansone

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

18096 Loma Alegre, Rancho Santa Fe, CA 92067

About This Property

Property Photos

18096 Loma Alegre Rancho Santa Fe, CA 92067

About this home

Linda Sansone

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Linda Sansone

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.