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245 Renewal Road — Rancho Mission Viejo — 4 Beds • 5 Baths • 3,129 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

$1,769,073

5 DOM

$565/sqft4 bd5 ba3,129 sqftHOA ~246/mo

Call

245 Renewal Rd Rancho Mission Viejo, CA 92694

5,763sqft lot

Welcome to Lotus in Rancho Mission Viejo’s premier single-family detached new home community. Plan 3, the largest in the Lotus Collection, offers approximately 3,129 square feet with 5 bedrooms, 4.5 bathrooms, and a 2-car garage. The open-concept layout features a spacious great room, modern kitchen with a large walk-in pantry, and dining area that flows seamlessly to the covered California Room. A generous downstairs en-suite bedroom with walk-in closet is perfect for guests or multi-generational living, and 10-foot ceilings enhance the main level. Upstairs includes additional bedrooms with walk-in closets and a luxurious primary suite. Large downstairs en-suite bedroom and bath with walk-in closet. 10ft. Ceilings. This specific home, lot 39, includes an outdoor gas fireplace in the California Room/covered patio.

MLS OC26074498

559-432-8181 (Office) 949-676-6377 (Cell) dmaldonado@trumarkco.com

Est. payment

$11,550/mo

Principal & interestTaxesInsuranceHOA

$8,945$1,843$516$246

Down %

Rate %

Years

Down payment: $353,815 · Total cost: $3,574,157

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$11,550/mo

Principal & interest: $8,945
Est. property tax: $1,843
Est. insurance: $516
HOA (normalized / mo): $246
Down payment: $353,815

Est. gross rent$7,371/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-4,179/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 7, 2026	$1,769,073	—

Facts & Features

Transaction Data

HOA Fee$246/monthly

Structure & Property

Year Built2026

Garage Spaces2

559-432-8181 (Office) 949-676-6377 (Cell) dmaldonado@trumarkco.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

245 Renewal Road, Rancho Mission Viejo, CA 92694

Get Directions

Nearby Schools

Esencia K-8 School

School1.7 mi

Montessori Academy on The Ranch

School1.8 mi★ 4.4

Nearby Shopping

Sendero Marketplace

Mall2.5 mi★ 4.5

Call

245 Renewal Rd Rancho Mission Viejo, CA 92694

About this home

Diana Maldonado

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Diana Maldonado

Sale & Tax History

No Recent Sales History

Location

Nearby Schools

Nearby Shopping

Listing Agent

Presented by Belmont Brokerage Inc.

245 Renewal Road, Rancho Mission Viejo, CA 92694

About This Property

Property Photos

Location

Nearby Amenities near 245 Renewal Road, Rancho Mission Viejo

Nearby Schools

Nearby Shopping

Open Houses

245 Renewal Rd Rancho Mission Viejo, CA 92694

About this home

Diana Maldonado

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Diana Maldonado

Sale & Tax History

No Recent Sales History

Location

Nearby Schools

Nearby Shopping

Listing Agent

Presented by Belmont Brokerage Inc.