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28 Calle Encinitas — Rancho Mirage — 2 Beds • 2 Baths • 1,270 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+52 more

$470,000

8 DOM

$370/sqft2 bd2 ba1,270 sqftHOA ~667/mo

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28 Calle Encinitas Rancho Mirage, CA 92270

Welcome to 28 Calle Encinitas, a mountain and fairway view home located in the desirable Rancho Las Palmas Country Club. Offering 1,270 square feet of well-proportioned living space, this 2-bedroom, 2-bath residence presents a wonderful opportunity to personalize and add value in a prime location.The thoughtfully designed layout features a spacious living area filled with natural light, hardwood floors, and dual-pane windows. The primary suite includes an ensuite bath, while the second bedroom and bath provide flexibility for guests or a home office. The home has been well cared for and offers a solid foundation for cosmetic updates to reflect your own style and vision.relaxation. Residents of Rancho Las Palmas enjoy resort-style amenities including community pools, spa, clubhouse, and gated security.

MLS 26680449PS

760-350-9253 (Office) grace.reed@compass.com

Est. payment

$3,671/mo

Principal & interestTaxesInsuranceHOA

$2,377$490$137$667

Down %

Rate %

Years

Down payment: $94,000 · Total cost: $949,567

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,671/mo

Principal & interest: $2,377
Est. property tax: $490
Est. insurance: $137
HOA (normalized / mo): $667
Down payment: $94,000

Est. gross rent$1,958/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,713/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 7, 2026	$470,000	—

Facts & Features

Transaction Data

HOA Fee$667/monthly

Structure & Property

Year Built1977

Garage Spaces2

760-350-9253 (Office) grace.reed@compass.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

28 Calle Encinitas, Rancho Mirage, CA 92270

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28 Calle Encinitas Rancho Mirage, CA 92270

About this home

Grace Reed

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Grace Reed

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

28 Calle Encinitas, Rancho Mirage, CA 92270

About This Property

Property Photos

28 Calle Encinitas Rancho Mirage, CA 92270

About this home

Grace Reed

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Grace Reed

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.