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12157 Saint Andrews Drive — Rancho Mirage — 4 Beds • 4 Baths • 4,707 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 18 · 12PM – 2PM

+59 more

$2,495,000

73 DOM

$530/sqft4 bd4 ba4,707 sqftHOA ~470/mo

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12157 Saint Andrews Dr Rancho Mirage, CA 92270

20,038sqft lot

Custom Contemporary with Stunning Architecture by Holden and Johnson, Premier Location in Fairway Estates with Spectacular Lakefront and Southwest Mountain Views. Enter through a circular driveway to gated courtyard with custom desert landscaping and double glass door entry. Bespoke finishing with stone tile flooring, wood ceilings, granite accents and walls of glass. Open Great Room features a double sided fireplace separating spaces for living and dining as well as a custom dining buffet and an entertainers bar with those stunning views. Updated Open Kitchen and Morning Room are light and bright with white cabinetry, quartz countertops and island, Subzero Refrigerator and newer Thermador stainless appliances all overlooking the lake and mountain views. Media Room/Den off of Great Room provides a great space for movie nights or an office. Primary Bedroom suite includes stunning views overlooking the pool terrace, lake and mountains,, Updated Spa Bathroom with Dual Vanities, toilets and walk-in closets as well as beautiful tiled shower and spa bath. A gym/ office overlooking the lake could serve as an overflow 4th bedroom. A separate wing of the house features a stunning architectural hallway leading to 2 guest suites, each with ensuite bath, walk-in closet and a patio for guests to enjoy desert outdoor living. Outside are multiple terraces including covered outdoor dining terrace with Built-in BBQ and Poolside and Lakeside Terraces as well as a swimmer's pool and spa. Solar Powered, Control 4 Smart Lighting System, Automatic Shades and 3 full car garage. Most furniture negotiable. It's all here for you to enjoy the desert lifestyle with taste and sophistication at a great price - oome home to your own desert retreat!

MLS 219142564DA

(760) 770-6801 (Office) (760) 799-5785 (Cell) john@johnbomgardner.com

Est. payment

$16,413/mo

Principal & interestTaxesInsuranceHOA

$12,616$2,599$728$470

Down %

Rate %

Years

Down payment: $499,000 · Total cost: $5,040,788

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$16,413/mo

Principal & interest: $12,616
Est. property tax: $2,599
Est. insurance: $728
HOA (normalized / mo): $470
Down payment: $499,000

Est. gross rent$10,396/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-6,017/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

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Price History

Event	Date	Price	Change
Listed	Feb 2, 2026	$2,795,000	—

Facts & Features

Transaction Data

▼Price Reduced from $2,795,000 (−$300,000)

HOA Fee$470/monthly

Structure & Property

Year Built1993

Garage Spaces3

(760) 770-6801 (Office) (760) 799-5785 (Cell) john@johnbomgardner.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

12157 Saint Andrews Drive, Rancho Mirage, CA 92270

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12157 Saint Andrews Dr Rancho Mirage, CA 92270

About this home

Bomgardner Blenkinsop and As...

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Bomgardner Blenkinsop and As...

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

12157 Saint Andrews Drive, Rancho Mirage, CA 92270

About This Property

Property Photos

12157 Saint Andrews Dr Rancho Mirage, CA 92270

About this home

Bomgardner Blenkinsop and As...

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Bomgardner Blenkinsop and As...

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.