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12185 Coal Creek Way — Rancho Cordova — 3 Beds • 3 Baths • 1,906 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+27 more

$559,000

13 DOM

$293/sqft3 bd3 ba1,906 sqftHOA ~40/mo

Call

12185 Coal Creek Way Rancho Cordova, CA 95742

2,370sqft lot

Welcome to this Stunning K. Hovnanian home located in the nice Paseo at The Ranch community. This beautiful home offers 3 bedrooms, 2.5 baths, 2 cars garage, Upstairs has big loft provide flexible space. Beautiful master bedroom with walk in closet, gorgeous kitchen with stainless steel appliances connecting to open dining area and family room. Privacy backyard is good for family gathering. Very conveniently nears parks, shopping,

MLS ML82040889

4088889528 (Office) 408-218-2461 (Cell) tammynguyensj@gmail.com

Est. payment

$3,612/mo

Principal & interestTaxesInsuranceHOA

$2,827$582$163$40

Down %

Rate %

Years

Down payment: $111,800 · Total cost: $1,129,379

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,612/mo

Principal & interest: $2,827
Est. property tax: $582
Est. insurance: $163
HOA (normalized / mo): $40
Down payment: $111,800

Est. gross rent$2,329/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,283/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

Opens interactive virtual tour

Price History

Event	Date	Price	Change
Listed	Mar 31, 2026	$559,000	—

Facts & Features

Transaction Data

HOA Fee$40/monthly

Structure & Property

Year Built2023

Garage Spaces2

4088889528 (Office) 408-218-2461 (Cell) tammynguyensj@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

12185 Coal Creek Way, Rancho Cordova, CA 95742

Get Directions

Nearby Schools

Robert J. McGarvey Elementary School

Elementary0.8 mi

Sunrise Elementary School

Elementary1 mi

Miss T's Preschool

School1.3 mi★ 5

Folsom Cordova schools transportation

School2.2 mi★ 3.7

Nearby Gyms

Motive Haus - Lagree Fitness

Gym1.3 mi

Nearby Shopping

Sunridge Plaza

Mall1.4 mi

Nearby Restaurants

Popeyes Louisiana Kitchen

Dining1.2 mi★ 2.3

Capriotti's Sandwich Shop

Dining1.2 mi★ 4.1

Starbucks Coffee Company

Café1.3 mi★ 4

McDonald's

Café1.3 mi★ 3.2

Call

12185 Coal Creek Way Rancho Cordova, CA 95742

About this home

Tammy Nguyen

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Tammy Nguyen

Sale & Tax History

No Recent Sales History

Location

Nearby Schools

Nearby Gyms

Nearby Shopping

Nearby Restaurants

Location

Nearby Amenities near 12185 Coal Creek Way, Rancho Cordova

Nearby Schools

Nearby Gyms & Fitness

Nearby Shopping

Nearby Restaurants & Dining

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

12185 Coal Creek Way, Rancho Cordova, CA 95742

About This Property

Property Photos

12185 Coal Creek Way Rancho Cordova, CA 95742

About this home

Tammy Nguyen

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Tammy Nguyen

Sale & Tax History

No Recent Sales History

Location

Nearby Schools

Nearby Gyms

Nearby Shopping

Nearby Restaurants

Location

Nearby Amenities near 12185 Coal Creek Way, Rancho Cordova

Nearby Schools

Nearby Gyms & Fitness

Nearby Shopping

Nearby Restaurants & Dining

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.