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25402 Bellemore — Ramona — 4 Beds • 3 Baths • 2,823 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+61 more

$849,900

86 DOM

$301/sqft4 bd3 ba2,823 sqftHOA ~195/mo

Call

25402 Bellemore Ramona, CA 92065

23,958sqft lot

*** MOVE-IN READY!! *** Spectacular Mountaintop Retreat with Panoramic Views in the SAN DIEGO COUNTRY ESTATES Community. Vaulted Ceilings And Abundant Natural Light Fill the Living and Dining Areas, Flowing into a Family Room with Stacked-Stone Fireplace. 6 Inch Baseboards Throughout. The Chef’s Kitchen Features White Cabinetry, Granite Countertops, Stainless Appliances, Gas Cooktop, And a Large Island. FRESHLY PAINTED Inside & Out and NEW VINYL FLOORING THOUGHOUT, Move-In Ready Touch. Main-Level and Lower-Floor Bedroom with Bath, Plus, a Large Laundry Room. The Private Primary Suite Offers a Balcony with Breathtaking Views. Secondary Bedrooms are Generous and Include Built-In Closets. Three Car Garage w/ New Epoxy Flooring. The Lower Lot Allows for 2 Horse Stalls and Potential RV Parking (HOA Approval, Buyer to Verify) on HALF ACRE LOT. Amenities Include THREE Pools, Clubhouse, Sports Courts, Trails, and Discounted Golf. Property within the Walking Distance to the Park and Riviera Oaks Resort & Racquet Club. Low HOA Dues ($195 per month) for All of the Many Amenities.

MLS HD26012057

760-486-8800 (Office) chriswsells4u@gmail.com

Est. payment

$5,626/mo

Principal & interestTaxesInsuranceHOA

$4,298$885$248$195

Down %

Rate %

Years

Down payment: $169,980 · Total cost: $1,717,100

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$5,626/mo

Principal & interest: $4,298
Est. property tax: $885
Est. insurance: $248
HOA (normalized / mo): $195
Down payment: $169,980

Est. gross rent$3,541/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,085/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Jan 17, 2026	$899,900	—

Facts & Features

Transaction Data

▼Price Reduced from $899,900 (−$50,000)

HOA Fee$195/monthly

Structure & Property

Year Built2004

Garage Spaces3

760-486-8800 (Office) chriswsells4u@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

25402 Bellemore, Ramona, CA 92065

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Call

25402 Bellemore Ramona, CA 92065

About this home

Chris Williams

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Chris Williams

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

25402 Bellemore, Ramona, CA 92065

About This Property

Property Photos

25402 Bellemore Ramona, CA 92065

About this home

Chris Williams

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Chris Williams

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.