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15674 Cathedral Way — Ramona — 3 Beds • 2 Baths • 1,506 Sq Ft | Belmont Brokerage | Belmont Brokerage

Pending

+14 more

$798,999

18 DOM

$531/sqft3 bd2 ba1,506 sqftHOA ~195/mo

Call

15674 Cathedral Way Ramona, CA 92065

This beautifully remodeled single story home is in the heart of San Diego Country Estates, where comfort, space, and a true sense of community come together. This home will be your top choice with the expansive west-facing views from all the main living spaces, including the primary suite. At the end of the day, unwind in the backyard as you take in vibrant sunsets and peaceful surroundings. Situated on a spacious half-acre, this home offers an open and inviting floor plan. The sleek open-concept kitchen serves as the centerpiece of the home with new appliances, custom cabinetry, modern clean countertops, all flowing seamlessly into the dining and living areas. Natural light fills every room, enhancing the home’s warm and welcoming feel. With room to grow, play, and relax, this move in ready home offers the perfect setting to enjoy the best of suburban living!

MLS 260007040SD

858-746-9214 (Office) 619-933-6163 (Cell) samantha@homegirlsam.com

Est. payment

$5,300/mo

Principal & interestTaxesInsuranceHOA

$4,040$832$233$195

Down %

Rate %

Years

Down payment: $159,800 · Total cost: $1,614,262

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$5,300/mo

Principal & interest: $4,040
Est. property tax: $832
Est. insurance: $233
HOA (normalized / mo): $195
Down payment: $159,800

Est. gross rent$3,329/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,971/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

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Price History

Event	Date	Price	Change
Listed	Mar 26, 2026	$799,999	—

Facts & Features

Transaction Data

▼Price Reduced from $799,999 (−$1,000)

HOA Fee$195/monthly

Structure & Property

Year Built1979

Garage Spaces2

858-746-9214 (Office) 619-933-6163 (Cell) samantha@homegirlsam.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

15674 Cathedral Way, Ramona, CA 92065

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Nearby Schools

James Dukes Elementary School

Elementary2 mi

Call

15674 Cathedral Way Ramona, CA 92065

About this home

Samantha Leach

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Samantha Leach

Sale & Tax History

No Recent Sales History

Location

Nearby Schools

Location

Nearby Amenities near 15674 Cathedral Way, Ramona

Nearby Schools

Listing Agent

Presented by Belmont Brokerage Inc.

15674 Cathedral Way, Ramona, CA 92065

About This Property

Property Photos

15674 Cathedral Way Ramona, CA 92065

About this home

Samantha Leach

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Samantha Leach

Sale & Tax History

No Recent Sales History

Location

Nearby Schools

Location

Nearby Amenities near 15674 Cathedral Way, Ramona

Nearby Schools

Listing Agent

Presented by Belmont Brokerage Inc.