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12959 Creek Park Dr — Poway — 4 Beds • 3 Baths • 2,088 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+39 more

$1,159,000

77 DOM

$555/sqft4 bd3 ba2,088 sqftHOA ~213/mo

Call

12959 Creek Park Dr Poway, CA 92064

This fully updated 4-bedroom, 2.5-bath home blends modern comfort with everyday convenience in the heart of Poway, just minutes from popular shops and restaurants. Inside, exotic Brazilian hardwood flooring sets the tone, complemented by brand-new carpet, fresh interior paint, and a beautifully remodeled kitchen with new appliances—perfect for both daily living and entertaining. Owned solar and new dual pane windows adds to the homes energy efficiency and cost effectiveness. The spacious layout offers a seamless flow and an inviting atmosphere throughout. The large primary suite provides a private retreat, while the backyard is designed for relaxing and gathering, featuring custom pavers, owned solar, and a built-in fire pit ideal for evening get-togethers. With thoughtful upgrades throughout and a location that offers both tranquility and accessibility, this move-in-ready home checks every box for comfortable, stylish living.

MLS 260002204SD

858-391-5800 (Office) 858-229-2213 (Cell) michellewarnerrealestate@gmail.com

Est. payment

$7,619/mo

Principal & interestTaxesInsuranceHOA

$5,861$1,207$338$213

Down %

Rate %

Years

Down payment: $231,800 · Total cost: $2,341,592

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$7,619/mo

Principal & interest: $5,861
Est. property tax: $1,207
Est. insurance: $338
HOA (normalized / mo): $213
Down payment: $231,800

Est. gross rent$4,829/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,790/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

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Price History

Event	Date	Price	Change
Listed	Jan 28, 2026	$1,199,000	—

Facts & Features

Transaction Data

▼Price Reduced from $1,199,000 (−$40,000)

HOA Fee$213/monthly

Structure & Property

Year Built1981

Garage Spaces2

858-391-5800 (Office) 858-229-2213 (Cell) michellewarnerrealestate@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

12959 Creek Park Dr, Poway, CA 92064

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Call

12959 Creek Park Dr Poway, CA 92064

About this home

Michelle Warner

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Michelle Warner

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

12959 Creek Park Dr, Poway, CA 92064

About This Property

Property Photos

12959 Creek Park Dr Poway, CA 92064

About this home

Michelle Warner

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Michelle Warner

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.