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12865 Carriage Heights Way — Poway — 3 Beds • 3 Baths • 1,395 Sq Ft | Belmont Brokerage | Belmont Brokerage

Pending

+37 more

$799,000

5 DOM

$573/sqft3 bd3 ba1,395 sqftHOA ~580/mo

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12865 Carriage Heights Way Poway, CA 92064

Welcome to this beautifully remodeled, light-filled end unit that truly lives and feels like a detached home. Situated in a highly desirable Poway neighborhood, this residence seamlessly blends modern sophistication with everyday comfort. The thoughtfully redesigned kitchen is a modern standout, featuring quartz countertops, sleek soft-close cabinetry, a farmhouse sink, and premium fingerprint-resistant slate appliances. Freshly updated throughout, the bright floor plan boasts custom paint, new flooring in two bedrooms, updated ceiling fans, and a newly renovated half-bath. Everyday comfort and convenience are elevated by central A/C, a cozy gas fireplace, under-stair storage, and a pristine epoxy-floored garage with built-in cabinetry. complemented by ample guest parking in the community. Perfectly situated in central Poway, you're just a short, effortless stroll from local shopping, dining, and fitness centers.

MLS 260007542SD

949-706-4974 (Office) 619-279-3783 (Cell) eddy@ogroup.com

Est. payment

$5,685/mo

Principal & interestTaxesInsuranceHOA

$4,040$832$233$580

Down %

Rate %

Years

Down payment: $159,800 · Total cost: $1,614,264

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$5,685/mo

Principal & interest: $4,040
Est. property tax: $832
Est. insurance: $233
HOA (normalized / mo): $580
Down payment: $159,800

Est. gross rent$3,329/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,356/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

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Price History

Event	Date	Price	Change
Listed	Apr 1, 2026	$799,000	—

Facts & Features

Transaction Data

HOA Fee$580/monthly

Structure & Property

Year Built1994

Garage Spaces2

949-706-4974 (Office) 619-279-3783 (Cell) eddy@ogroup.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

12865 Carriage Heights Way, Poway, CA 92064

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12865 Carriage Heights Way Poway, CA 92064

About this home

Edward Wehbe

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Edward Wehbe

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

12865 Carriage Heights Way, Poway, CA 92064

About This Property

Property Photos

12865 Carriage Heights Way Poway, CA 92064

About this home

Edward Wehbe

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Edward Wehbe

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.