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1905 Matterhorn — Pine Mountain Club — 4 Beds • 3 Baths • 1,860 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 18 · 1PM – 4PM

$449,000

73 DOM

$241/sqft4 bd3 ba1,860 sqftHOA ~165/mo

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1905 Matterhorn Pine Mountain Club, CA 93222

9,737sqft lot

Charming Mountain Retreat in Pine Mountain Club! Welcome to this inviting and thoughtfully updated mountain home, perfectly situated on a rare flat, wooded lot backing to greenbelt offering an abundance of natural beauty and added privacy. Blending modern comfort with rustic charm, this property offers a warm, welcoming atmosphere ideal for full-time living, weekend getaways, or hosting friends and family. Step inside to a spacious living area featuring vaulted wood ceilings and durable, upgraded flooring throughout, perfect for mountain living, pets, and everyday life. Artistic Spanish tile accents and custom mosaic details add character and a unique sense of craftsmanship throughout the home. The well-appointed kitchen opens seamlessly to the dining and living areas, creating an ideal layout for entertaining. With four generous bedrooms and three bathrooms, including the bonus room. This home offers flexible living options, perfect for a guest suite, home office, studio, or playroom. The total living space is approximately 1,850 sq ft, creating the perfect size home for full time living or a great investment for Airbnb. Outside, enjoy a private backyard patio with BBQ area, an ideal setting for relaxing, entertaining, or watching kids and pets play safely on the level lot. This home is exceptionally equipped for mountain living. Located within the private Pine Mountain Club community, owners enjoy access to year-round amenities including 24/7 security, clubhouse, golf course, swimming pool, tennis and pickleball courts, equestrian center, archery range, campgrounds, and miles of scenic hiking trails, all nestled in the Los Padres National Forest. This is a rare opportunity to own a well-maintained, character-rich home in one of Southern California’s most beloved mountain communities.

MLS SR25281514

925-330-4486 (Office) 6612050701 (Cell) realtormarkbailey@gmail.com

Est. payment

$3,035/mo

Principal & interestTaxesInsuranceHOA

$2,270$468$131$165

Down %

Rate %

Years

Down payment: $89,800 · Total cost: $907,140

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,035/mo

Principal & interest: $2,270
Est. property tax: $468
Est. insurance: $131
HOA (normalized / mo): $165
Down payment: $89,800

Est. gross rent$1,871/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,164/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Dec 29, 2025	$449,000	—

Facts & Features

Transaction Data

HOA Fee$1,985/annually

Structure & Property

Year Built1990

Garage Spaces2

925-330-4486 (Office) 6612050701 (Cell) realtormarkbailey@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

1905 Matterhorn, Pine Mountain Club, CA 93222

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1905 Matterhorn Pine Mountain Club, CA 93222

About this home

Mark Bailey

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Mark Bailey

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

1905 Matterhorn, Pine Mountain Club, CA 93222

About This Property

Property Photos

1905 Matterhorn Pine Mountain Club, CA 93222

About this home

Mark Bailey

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Mark Bailey

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.