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42 Rainbow Ridge — Phillips Ranch — 4 Beds • 3 Baths • 2,000 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

$998,999

1 DOM

$499/sqft4 bd3 ba2,000 sqft

Call

42 Rainbow Ridge Phillips Ranch, CA 91766

5,777sqft lot

Very sought after; Very Nice neighborhood in Phillips Ranch. This beautiful pool home has an upgraded kitchen and bathrooms throughout. Very spacious and inviting. Heated Swimming pool in the back for Summer fun or pool parties in the Spring and Summer. Don't miss out on this outstanding property in Phillips Ranch; It's like no other.

MLS IV26078885

619-248-6434 (Office) luisc@therise.group

Est. payment

$6,383/mo

Principal & interestTaxesInsurance

$5,051$1,041$291

Down %

Rate %

Years

Down payment: $199,800 · Total cost: $2,018,334

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$6,383/mo

Principal & interest: $5,051
Est. property tax: $1,041
Est. insurance: $291
Down payment: $199,800

Est. gross rent$4,162/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,221/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 13, 2026	$998,999	—

Facts & Features

Structure & Property

Year Built1981

Garage Spaces2

619-248-6434 (Office) luisc@therise.group

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

42 Rainbow Ridge, Phillips Ranch, CA 91766

Get Directions

Call

42 Rainbow Ridge Phillips Ranch, CA 91766

About this home

LUIS CARDENAS

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

LUIS CARDENAS

Sale & Tax History

No Recent Sales History

Location

42 Rainbow Ridge, Phillips Ranch, CA 91766

About This Property

Property Photos

Location

Listing Agent

Presented by Belmont Brokerage Inc.

42 Rainbow Ridge Phillips Ranch, CA 91766

About this home

LUIS CARDENAS

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

LUIS CARDENAS

Sale & Tax History

No Recent Sales History

Location