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20197 Chaparral — Penn Valley — 3 Beds • 2 Baths • 1,752 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+12 more

$273,000

52 DOM

$156/sqft3 bd2 ba1,752 sqft

Call

20197 Chaparral Penn Valley, CA 95946

17,424sqft lot

MLS SR26039796

818-906-9738 (Office) bryan.palomares@skyhillfinancial.com

Est. payment

$1,744/mo

Principal & interestTaxesInsurance

$1,380$284$80

Down %

Rate %

Years

Down payment: $54,600 · Total cost: $551,557

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$1,744/mo

Principal & interest: $1,380
Est. property tax: $284
Est. insurance: $80
Down payment: $54,600

Est. gross rent$1,138/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-606/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Feb 23, 2026	$287,000	—

Facts & Features

Transaction Data

▼Price Reduced from $287,000 (−$14,000)

Structure & Property

Year Built1985

Garage Spaces2

818-906-9738 (Office) bryan.palomares@skyhillfinancial.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

20197 Chaparral, Penn Valley, CA 95946

Get Directions

Call

20197 Chaparral Penn Valley, CA 95946

About this home

Bryan Palomares

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Bryan Palomares

Sale & Tax History

No Recent Sales History

Location

20197 Chaparral, Penn Valley, CA 95946

Property Photos

Location

Listing Agent

Presented by Belmont Brokerage Inc.

20197 Chaparral Penn Valley, CA 95946

About this home

Bryan Palomares

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Bryan Palomares

Sale & Tax History

No Recent Sales History

Location