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1290 Esperanza Trail — Palm Springs — 3 Beds • 2 Baths • 2,288 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 18 · 11AM – 2PM

+59 more

$595,000

55 DOM

$260/sqft3 bd2 ba2,288 sqftHOA ~437/mo

Call

1290 Esperanza Trl Palm Springs, CA 92262

8,712sqft lot

PALM SPRINGS... $20K PRICE IMPROVEMENT! Perfectly positioned near premier shopping, dining, golf, world-class casinos and entertainment, this exceptional home captures the true essence of the Palm Springs lifestyle. Offering 2,288 sq. ft. of beautifully designed living space, this open-concept floor plan features 3 bedrooms and 2 bathrooms with a spacious, inviting layout. Soaring ceilings enhance the light-filled Great Room, complete with a modern gas fireplace and breathtaking panoramic mountain, city, and desert views. Stunning diagonal tile flooring with custom medallion inlays highlights the entry, walkways, and kitchen areas. Wood blinds are featured throughout, while both the Great Room and the primary suite enjoy picturesque mountain vistas. The primary suite offers a generous walk-in closet and a well-appointed bath with dual vanities, a soaking tub, and an oversized shower. Two additional bedrooms provide flexible space for guests, an office, or hobbies. Designed for both everyday living and entertaining, the kitchen features abundant cabinetry, a large center island, pantry & breakfast nook, leading to the formal dining room. A dedicated laundry room leads directly to the two-car garage. The home also includes an owned whole-house water filtration system. The Four Seasons resort-style clubhouse, complete with full time staff, offers fitness & aerobics studios, game room, library, and endless social events. Residents also enjoy swimming pools, spas, tennis & pickleball courts, BBQ pavilion, and scenic walking trails--all designed to capture the active Palm Springs lifestyle. Low HOA's include Frontier fiber-optic internet. Just minutes from downtown Palm Springs, experience the ultimate lifestyle where luxury & convenience merge as one.

MLS 219143466PS

(760) 621-0395 (Office) (760) 409-6789 (Cell) michaelstray99@gmail.com

Est. payment

$4,240/mo

Principal & interestTaxesInsuranceHOA

$3,009$620$174$437

Down %

Rate %

Years

Down payment: $119,000 · Total cost: $1,202,112

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$4,240/mo

Principal & interest: $3,009
Est. property tax: $620
Est. insurance: $174
HOA (normalized / mo): $437
Down payment: $119,000

Est. gross rent$2,479/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,761/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Feb 16, 2026	$615,000	—

Facts & Features

Transaction Data

▼Price Reduced from $615,000 (−$20,000)

HOA Fee$437/monthly

Structure & Property

Year Built2005

Garage Spaces2

(760) 621-0395 (Office) (760) 409-6789 (Cell) michaelstray99@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

1290 Esperanza Trail, Palm Springs, CA 92262

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Call

1290 Esperanza Trl Palm Springs, CA 92262

About this home

Michael Stray

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Michael Stray

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

1290 Esperanza Trail, Palm Springs, CA 92262

About This Property

Property Photos

1290 Esperanza Trl Palm Springs, CA 92262

About this home

Michael Stray

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Michael Stray

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.