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78649 Waterfall Drive — Palm Desert — 3 Beds • 3 Baths • 1,647 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 18 · 1PM – 4PM

+26 more

$599,000

6 DOM

$364/sqft3 bd3 ba1,647 sqftHOA ~457/mo

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78649 Waterfall Dr Palm Desert, CA 92211

7,405sqft lot

Welcome to your own private desert retreat in the heart of Palm Desert where sunshine, space, and effortless living come together. Set on an expansive corner lot, this beautifully reimagined home invites you to slow down and savor the lifestyle that makes desert living so desirable. Picture warm afternoons spent lounging by your sparkling pool and spa, the soothing sound of a cascading waterfall in the background, and evenings entertaining under the stars in your own resort-style backyard. Inside, the home has been thoughtfully renovated to create an open, airy flow that feels both elevated and inviting. The main living and dining space is anchored by a sleek electric fireplace, adding a touch of modern warmth, perfect for cozy nights or hosting friends and family. Natural light pours in through skylights, brightening the home and enhancing its relaxed, indoor-outdoor feel. With 3 bedrooms and 2.25 baths, including a flexible den/office with dual closets, the layout offers both versatility and privacy. A second primary suite provides a peaceful escape, complete with sliding doors that open directly to a serene courtyard ideal for morning coffee or quiet evenings under the desert sky. Beyond its beauty, the home is designed for ease and efficiency. Solar panels, a tankless on-demand water heater, and EV-ready charging add modern convenience while keeping utility costs in check. An accessible attic space offers valuable additional storage perfect for seasonal living. The outdoor space has been curated for low-maintenance enjoyment, featuring desert landscaping that conserves water while maintaining striking curb appeal giving you more time to enjoy the lifestyle, not maintain it. Located in a welcoming 55+ community with a low HOA that includes Spectrum TV, this home offers not just a place to live, but a vibrant and connected way of life. Community offers 3 clubhouses, 3 pools & 2 golf courses. Whether you're seeking a full-time residence or a seasonal escape, this is a rare opportunity to own a piece of Palm Desert where every day feels like a getaway.

MLS 26690917

310-271-2229 (Office) 714-366-4889 (Cell) victoria.aguilar123@gmail.com

Est. payment

$4,284/mo

Principal & interestTaxesInsuranceHOA

$3,029$624$175$457

Down %

Rate %

Years

Down payment: $119,800 · Total cost: $1,210,193

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$4,284/mo

Principal & interest: $3,029
Est. property tax: $624
Est. insurance: $175
HOA (normalized / mo): $457
Down payment: $119,800

Est. gross rent$2,496/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,788/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 9, 2026	$599,000	—

Facts & Features

Transaction Data

HOA Fee$456.5/monthly

Structure & Property

Year Built1995

Garage Spaces2

310-271-2229 (Office) 714-366-4889 (Cell) victoria.aguilar123@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

78649 Waterfall Drive, Palm Desert, CA 92211

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78649 Waterfall Dr Palm Desert, CA 92211

About this home

Victoria Aguilar

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Victoria Aguilar

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

78649 Waterfall Drive, Palm Desert, CA 92211

About This Property

Property Photos

78649 Waterfall Dr Palm Desert, CA 92211

About this home

Victoria Aguilar

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Victoria Aguilar

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.