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48840 Phlox Place — Palm Desert — 2 Beds • 2 Baths • 1,271 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+42 more

$749,000

0 DOM

$589/sqft2 bd2 ba1,271 sqftHOA ~790/mo

Call

48840 Phlox Pl Palm Desert, CA 92260

1,972sqft lot

Great mountain views from this corner elevated lot. Charming 2-bedroom 2-bath open floorplan. Tile flooring, plantation shutters and attached garage. Custom kitchen with Subzero fridge, Wolf stove/oven and mircrowave. Separate laundry room / pantry. Enjoy sounds of outdoor fountain in courtyard off of the kitchen Baths are updated with jacuzzi tub / shower in primary and walk-in tile shower in guest bath.The wrap-around patio has been expanded to enhance outdoor enjoyment. with great views & privacy. Ironwood is a private member-owned golf community. Memberships available. Use of facilities is separate from home ownership.

MLS 219146348DA

(760) 770-6801 (Office) (760) 567-8980 (Cell) marilynford@bdhomes.com

Est. payment

$5,575/mo

Principal & interestTaxesInsuranceHOA

$3,787$780$218$790

Down %

Rate %

Years

Down payment: $149,800 · Total cost: $1,513,247

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$5,575/mo

Principal & interest: $3,787
Est. property tax: $780
Est. insurance: $218
HOA (normalized / mo): $790
Down payment: $149,800

Est. gross rent$3,121/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,454/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 13, 2026	$749,000	—

Facts & Features

Transaction Data

HOA Fee$790/monthly

Structure & Property

Year Built1974

Garage Spaces1

(760) 770-6801 (Office) (760) 567-8980 (Cell) marilynford@bdhomes.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

48840 Phlox Place, Palm Desert, CA 92260

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Call

48840 Phlox Pl Palm Desert, CA 92260

About this home

Marilyn Ford

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Marilyn Ford

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

48840 Phlox Place, Palm Desert, CA 92260

About This Property

Property Photos

48840 Phlox Pl Palm Desert, CA 92260

About this home

Marilyn Ford

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Marilyn Ford

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.