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46183 Highway 74 20 — Palm Desert — 2 Beds • 2 Baths • 1,104 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+20 more

$305,000

123 DOM

$276/sqft2 bd2 ba1,104 sqftHOA ~700/mo

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46183 Hwy 74 20 Palm Desert, CA 92260

1,104sqft lot

Discover this darling mid-century condo nestled in the scenic foothills of South Palm Desert. This 2-bed, 2-bath retreat blends timeless character with modern comfort, featuring warm hardwood floors, stylish wood-slat vaulted ceilings, and an inviting open layout that feels bright and effortless. Large windows frame beautiful mountain views, giving the home a serene desert backdrop.Step outside and enjoy your covered back patio with outdoor seating, table, BBQ and loungers. The well-maintained community grounds are complete with a sparkling pool perfect for relaxing or entertaining. Located just minutes from El Paseo's upscale shopping, dining, and local eateries, this condo offers the ideal balance of quiet desert living and vibrant convenience. A charming, comfortable, and well-situated fully furnished home--ready to enjoy.

MLS 219139953DA

(760) 797-8000 (Office) (805) 305-3056 (Cell) nicholas@nicholascollinsrealestate.com

Est. payment

$2,649/mo

Principal & interestTaxesInsuranceHOA

$1,542$318$89$700

Down %

Rate %

Years

Down payment: $61,000 · Total cost: $616,209

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$2,649/mo

Principal & interest: $1,542
Est. property tax: $318
Est. insurance: $89
HOA (normalized / mo): $700
Down payment: $61,000

Est. gross rent$1,271/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,378/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

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Price History

Event	Date	Price	Change
Listed	Dec 13, 2025	$339,000	—

Facts & Features

Transaction Data

▼Price Reduced from $339,000 (−$34,000)

HOA Fee$700/monthly

Structure & Property

Year Built1960

(760) 797-8000 (Office) (805) 305-3056 (Cell) nicholas@nicholascollinsrealestate.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

46183 Highway 74 20, Palm Desert, CA 92260

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46183 Hwy 74 20 Palm Desert, CA 92260

About this home

Nicholas Collins

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Nicholas Collins

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

46183 Highway 74 20, Palm Desert, CA 92260

About This Property

Property Photos

46183 Hwy 74 20 Palm Desert, CA 92260

About this home

Nicholas Collins

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Nicholas Collins

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.