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45990 Highway 74 — Palm Desert — 2 Beds • 2 Baths • 1,204 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+30 more

$435,000

44 DOM

$361/sqft2 bd2 ba1,204 sqftHOA ~400/mo

Call

45990 Hwy 74 Palm Desert, CA 92260

1,307sqft lot

Price reduced by $5K! Discover exceptional charm, comfort, and location in this beautifully situated single-level home just moments from world-famous El Paseo. Offering breathtaking mountain views from the living room's expansive sliders, the front door, and the inviting front patio, this home captures the very best of desert living -- from morning coffee sunrises to glowing sunset skies.Perfectly positioned right next to the sparkling community pool, it feels like having your own private pool without the maintenance. Simply step outside and enjoy resort-style living whenever you choose. Inside, you'll find two spacious bedrooms, vaulted ceilings that create an airy open feel, tile flooring throughout for easy desert living, and convenient indoor laundry for added comfort and practicality.The light-filled living space frames the mountains beautifully, making the views part of your everyday experience. The private-feeling backyard offers a peaceful retreat with a lush grassy area ideal for relaxing or entertaining. The community also features a sparkling pool and abundant fruit trees, adding to the serene atmosphere. Located just off Frontage Road for easy access, you're within walking distance to El Paseo's upscale shopping, fine dining, galleries, and entertainment, and only minutes to hiking trails, golf courses, and all the outdoor activities Palm Desert is known for. With assigned parking, guest spaces, and low HOA dues, this is an incredible opportunity for full-time living, a seasonal getaway, or an investment property. A rare South Palm Desert gem offering views, walkability, and effortless desert lifestyle. Make an appointment to see it today!

MLS 219143901DA

(760) 322-1711 (Office) (915) 319-9699 (Cell) rebeccamaysells@gmail.com

Est. payment

$3,180/mo

Principal & interestTaxesInsuranceHOA

$2,200$453$127$400

Down %

Rate %

Years

Down payment: $87,000 · Total cost: $878,855

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,180/mo

Principal & interest: $2,200
Est. property tax: $453
Est. insurance: $127
HOA (normalized / mo): $400
Down payment: $87,000

Est. gross rent$1,813/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,367/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.