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405 White Horse Trail — Palm Desert — 4 Beds • 5 Baths • 3,310 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+62 more

$1,399,000

68 DOM

$423/sqft4 bd5 ba3,310 sqftHOA ~1,265/mo

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405 White Horse Trl Palm Desert, CA 92211

6,970sqft lot

This impressive Palo Verde 5 floor plan offers approximately 3,310 square feet of well-designed living space with 4 bedrooms, 4.5 bathrooms, including a private casita, ideal for guests or a home office. Paved walkways lead through the front courtyard, creating an inviting arrival experience. Set on an elevated lot overlooking the lake and the 13th hole of the Grove Course, the home captures stunning panoramic mountain views and serene water vistas. The interior features a spacious living room and a separate family room, providing flexibility for both entertaining and everyday living. The generous primary suite offers a peaceful retreat with two walk-in closets and a well-appointed bath. Each guest bedroom includes its own en-suite bathroom, ensuring comfort and privacy for all. This thoughtfully designed home blends space, views, and classic desert elegance in a premier golf course setting. Home is being sold furnished per inventory list. Club Membership available immediately and Golf Membership available per wait list.

MLS 219142736DA

(760) 621-0395 (Office) (760) 776-7070 (Cell) realestate@dwateam.com

Est. payment

$10,204/mo

Principal & interestTaxesInsuranceHOA

$7,074$1,457$408$1,265

Down %

Rate %

Years

Down payment: $279,800 · Total cost: $2,826,478

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$10,204/mo

Principal & interest: $7,074
Est. property tax: $1,457
Est. insurance: $408
HOA (normalized / mo): $1,265
Down payment: $279,800

Est. gross rent$5,829/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-4,375/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Feb 5, 2026	$1,450,000	—

Facts & Features

Transaction Data

▼Price Reduced from $1,450,000 (−$51,000)

HOA Fee$1,265.3/monthly

Structure & Property

Year Built1996

Garage Spaces2

(760) 621-0395 (Office) (760) 776-7070 (Cell) realestate@dwateam.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

405 White Horse Trail, Palm Desert, CA 92211

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405 White Horse Trl Palm Desert, CA 92211

About this home

DW & Associates

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

DW & Associates

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

405 White Horse Trail, Palm Desert, CA 92211

About This Property

Property Photos

405 White Horse Trl Palm Desert, CA 92211

About this home

DW & Associates

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

DW & Associates

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.