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278 Tolosa Circle — Palm Desert — 2 Beds • 2 Baths • 1,347 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 18 · 11AM – 1PM

+31 more

$445,000

30 DOM

$330/sqft2 bd2 ba1,347 sqftHOA ~800/mo

Call

278 Tolosa Cir Palm Desert, CA 92260

2,614sqft lot

Fantastic opportunity in Monterey CC! Spacious 2BR/2BA, 1347SF 200 Plan. Beautiful interior location on the 8th hole of the South course with open fairway views. Enclosed patio off the kitchen is perfect for entertaining family and friends. Stainless appliances, gas range, and recessed lighting in the kitchen. Neutral paint, tile & carpet throughout, but also the perfect model to upgrade and personalize. New AC installed August 2025! Large 2 car garage. Here is your chance to enjoy all of the amenities that Monterey CC has to offer -- Golf, Pickleball, Tennis, Bocce, Fitness, and Dining, plus 37 pools & spas throughout the community. Centrally located in the heart of Palm Desert, Monterey CC is one of the most active clubs in the desert. Offered nicely furnished per inventory.

MLS 219144851DA

(760) 770-6801 (Office) (760) 449-7982 (Cell) dwartelle@bdhomes.com

Est. payment

$3,644/mo

Principal & interestTaxesInsuranceHOA

$2,250$464$130$800

Down %

Rate %

Years

Down payment: $89,000 · Total cost: $899,058

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,644/mo

Principal & interest: $2,250
Est. property tax: $464
Est. insurance: $130
HOA (normalized / mo): $800
Down payment: $89,000

Est. gross rent$1,854/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,790/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Mar 13, 2026	$445,000	—

Facts & Features

Transaction Data

HOA Fee$800/monthly

Structure & Property

Year Built1979

Garage Spaces2

(760) 770-6801 (Office) (760) 449-7982 (Cell) dwartelle@bdhomes.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

278 Tolosa Circle, Palm Desert, CA 92260

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Call

278 Tolosa Cir Palm Desert, CA 92260

About this home

Dean Wartelle

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Dean Wartelle

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

278 Tolosa Circle, Palm Desert, CA 92260

About This Property

Property Photos

278 Tolosa Cir Palm Desert, CA 92260

About this home

Dean Wartelle

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Dean Wartelle

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.