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516 8th Street — Pacific Grove — 2 Beds • 2 Baths • 853 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+29 more

$1,022,000

41 DOM

$1,198/sqft2 bd2 ba853 sqft

Call

516 8th St Pacific Grove, CA 93950

2,500sqft lot

Charming Pacific Grove coastal cottage featuring 2 bedrooms, 2 bathrooms, a vaulted ceiling, and a cozy fireplacejust moments from the shoreline, shops, schools, and everyday charm of an incredible seaside community. This inviting home offers comfortable living in a compact and thoughtfully designed space that feels bright and welcoming. It lives larger than its square footage. Vaulted ceilings in the living area bring in a sense of openness, while the garden room is the perfect space for a home office bathed in natural light with a view of the backyard. A walk-in closet provides practical storage, and the home includes an in-unit washer and dryer. The covered carport allows for off-street parking. Located within the highly rated Pacific Grove Unified School District. Get your Just Moved postcards ready!

MLS ML82037240

(831) 402-1982 (Office) 831-402-1982 (Cell) amber@overthemoonrealty.com

Est. payment

$6,531/mo

Principal & interestTaxesInsurance

$5,168$1,065$298

Down %

Rate %

Years

Down payment: $204,400 · Total cost: $2,064,804

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$6,531/mo

Principal & interest: $5,168
Est. property tax: $1,065
Est. insurance: $298
Down payment: $204,400

Est. gross rent$4,258/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,273/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

Opens interactive virtual tour

Price History

Event	Date	Price	Change
Listed	Mar 5, 2026	$1,022,000	—

Facts & Features

Transaction Data

Structure & Property

Year Built1946

(831) 402-1982 (Office) 831-402-1982 (Cell) amber@overthemoonrealty.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

516 8th Street, Pacific Grove, CA 93950

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Call

516 8th St Pacific Grove, CA 93950

About this home

Amber Russell Kerchner

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Amber Russell Kerchner

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

516 8th Street, Pacific Grove, CA 93950

About This Property

Property Photos

516 8th St Pacific Grove, CA 93950

About this home

Amber Russell Kerchner

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Amber Russell Kerchner

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.