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5540 W 5th Street 50 — Oxnard — 3 Beds • 2 Baths • 1,573 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

$699,000

0 DOM

$444/sqft3 bd2 ba1,573 sqft

Call

5540 W 5th St 50 Oxnard, CA 93035

1,792sqft lot

Location, Location, Location! Ocean Views Under $1M. Soak up the California breeze and stunning ocean views from this beautifully upgraded beach home in the highly sought after Oxnard Shores community. Offering 3 bedrooms, 2 bathrooms, and over 1,500 sq ft of light filled living space, this home delivers the ultimate blend of comfort, style, and thoughtful improvements, making it one of the best values on the coast.Step inside to an open, airy layout filled with natural light, crown molding, and upgraded luxury vinyl plank flooring throughout. Designed for entertaining, the spacious kitchen features stainless steel appliances, ample counter space, and a functional layout ideal for everyday living. It flows seamlessly to the rooftop deck, perfect for sunset dinners, ocean views, and weekend BBQs.This home has been thoughtfully upgraded throughout, providing added comfort, functionality, and long term value for the next owner.The primary suite offers a private retreat with a spacious walk in closet and an en suite bathroom featuring a soaking tub and walk in shower, perfect for unwinding after a day at the beach.Parking is a rare find here, offering 4-car parking plus an additional dedicated parking pad ideal for a golf cart, perfect for cruising the neighborhood and enjoying the coastal lifestyle. Located in a gated community, enjoy resort style amenities including a clubhouse, pool, spa, gym, and billiard room. With the beach just steps away, you are perfectly positioned to enjoy everything the Oxnard Shores lifestyle has to offer.This home offers a unique opportunity to step into a turnkey coastal property with lasting value. Don't miss out!

MLS V1-35533

(805) 216-4580 (Office) (805) 208-2871 (Cell) billy@homesbybilly.com

Est. payment

$4,467/mo

Principal & interestTaxesInsurance

$3,535$728$204

Down %

Rate %

Years

Down payment: $139,800 · Total cost: $1,412,229

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$4,467/mo

Principal & interest: $3,535
Est. property tax: $728
Est. insurance: $204
Down payment: $139,800

Est. gross rent$2,913/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,554/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Mar 30, 2026	$699,000	—

Facts & Features

Structure & Property

Year Built2018

(805) 216-4580 (Office) (805) 208-2871 (Cell) billy@homesbybilly.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

5540 W 5th Street 50, Oxnard, CA 93035

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Call

5540 W 5th St 50 Oxnard, CA 93035

About this home

Billy Davidson

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Billy Davidson

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

5540 W 5th Street 50, Oxnard, CA 93035

About This Property

Property Photos

5540 W 5th St 50 Oxnard, CA 93035

About this home

Billy Davidson

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Billy Davidson

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.