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To list your property with Belmont Brokerage, contact us at (818) 967-6311 or email brokerage@bbandm.com. Our team will provide a complimentary AI-powered Comparative Market Analysis (CMA), professional staging recommendations, and a customized marketing strategy. We list on the MLS and through our exclusive off-market network for maximum exposure.

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Yes. Belmont Brokerage handles commercial real estate transactions including office spaces, retail locations, multi-family investments, and mixed-use developments throughout Los Angeles County. Our commercial division provides investment analysis, lease negotiations, and 1031 exchange guidance.

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Belmont Brokerage combines California MLS data with internal valuation and offer-strategy workflows, plus compliance-aware document tooling. Agents get data-driven pricing context grounded in active listings and recent market activity.

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Yes. Belmont Brokerage Inc. operates under California Department of Real Estate (DRE) license #02431308. Listings shown from the MLS follow participating board rules, including attribution and IDX display requirements.

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4229 Harbour Island Lane — Oxnard — 2 Beds • 2 Baths • 2,164 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 19 · 11AM – 2PM

+38 more

$999,999

97 DOM

$462/sqft2 bd2 ba2,164 sqftHOA ~1,300/mo

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4229 Harbour Island Ln Oxnard, CA 93035

Have you dreamed of living in Harbour Island? Motivated seller is pleased to offer a rare opportunity to afford a large 2 bedroom condo plus 1 home office (or a possible 3rd bedroom), a spacious 2 car garage, and semi-private elevator with open pool and hot tub views! With 2 living rooms, a bar, and a large outdoor balcony off of each living room, this condo is perfect for entertaining family and friends. Harbour Island is family and pet friendly. What truly sets this apartments from others is the rare opportunity for tranquility within a gated well maintained waterfront community. A must see!

MLS V1-33983

(949) 617-2875 (Office) (805) 535-8440 (Cell) StephenH@InnovateRealty.com

Est. payment

$7,691/mo

Principal & interestTaxesInsuranceHOA

$5,057$1,042$292$1,300

Down %

Rate %

Years

Down payment: $200,000 · Total cost: $2,020,354

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$7,691/mo

Principal & interest: $5,057
Est. property tax: $1,042
Est. insurance: $292
HOA (normalized / mo): $1,300
Down payment: $200,000

Est. gross rent$4,167/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-3,524/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Jan 7, 2026	$1,150,000	—

Facts & Features

Transaction Data

▼Price Reduced from $1,150,000 (−$150,001)

HOA Fee$1,300/monthly

Structure & Property

Year Built1988

Garage Spaces2

(949) 617-2875 (Office) (805) 535-8440 (Cell) StephenH@InnovateRealty.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

4229 Harbour Island Lane, Oxnard, CA 93035

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Call

4229 Harbour Island Ln Oxnard, CA 93035

About this home

Stephen Henderson

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Stephen Henderson

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

4229 Harbour Island Lane, Oxnard, CA 93035

About This Property

Property Photos

4229 Harbour Island Ln Oxnard, CA 93035

About this home

Stephen Henderson

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Stephen Henderson

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.