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1925 Ginger Street 104 — Oxnard — 1 Bed • 1 Bath • 522 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 18 · 1PM – 4PM

+20 more

$315,000

8 DOM

$603/sqft1 bd1 ba522 sqftHOA ~478/mo

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1925 Ginger St 104 Oxnard, CA 93036

Welcome to this beautifully remodeled downstairs unit in the Kona Kai community, North Oxnard.First time buyers or InvestorsSpacious One Bedroom, One bathlaminated wood flooring, granite counter tops Assigned parking space not far from the unit.Centrally located, close to parks, schools and shopping centers .

MLS V1-35638

(805) 650-0555 (Office) (805) 218-3190 (Cell) waltersells805@yahoo.com

Est. payment

$2,491/mo

Principal & interestTaxesInsuranceHOA

$1,593$328$92$478

Down %

Rate %

Years

Down payment: $63,000 · Total cost: $636,412

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$2,491/mo

Principal & interest: $1,593
Est. property tax: $328
Est. insurance: $92
HOA (normalized / mo): $478
Down payment: $63,000

Est. gross rent$1,313/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,178/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

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Price History

Event	Date	Price	Change
Listed	Apr 7, 2026	$315,000	—

Facts & Features

Transaction Data

HOA Fee$478/monthly

Structure & Property

Year Built1967

Garage Spaces1

(805) 650-0555 (Office) (805) 218-3190 (Cell) waltersells805@yahoo.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

1925 Ginger Street 104, Oxnard, CA 93036

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1925 Ginger St 104 Oxnard, CA 93036

About this home

Walter Martinez

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Walter Martinez

Sale & Tax History

No Recent Sales History

Location

1925 Ginger Street 104, Oxnard, CA 93036

About This Property

Property Photos

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

1925 Ginger St 104 Oxnard, CA 93036

About this home

Walter Martinez

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Walter Martinez

Sale & Tax History

No Recent Sales History

Location