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5004 Los Morros Way 2 — Oceanside — 2 Beds • 2 Baths • 900 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+19 more

$499,999

0 DOM

$556/sqft2 bd2 ba900 sqftHOA ~523/mo

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5004 Los Morros Way 2 Oceanside, CA 92057

1.43sqft lot

Move-in-ready condo located in the gated Stonemark community of Oceanside. This open-concept home features a kitchen with granite countertops and updated appliances, along with an attached garage, in-unit washer and dryer, and a private patio. Ideally situated just 7 miles from downtown Oceanside with access to a scenic bike path leading to the beach. Community amenities include a pool, spa, fitness center, and playground—offering the perfect blend of comfort, convenience, and coastal living.

MLS NDP2603622

877-366-2213 (Office) 858-775-6237 (Cell) Realtordaisyflores@gmail.com

Est. payment

$3,718/mo

Principal & interestTaxesInsuranceHOA

$2,528$521$146$523

Down %

Rate %

Years

Down payment: $100,000 · Total cost: $1,010,176

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,718/mo

Principal & interest: $2,528
Est. property tax: $521
Est. insurance: $146
HOA (normalized / mo): $523
Down payment: $100,000

Est. gross rent$2,083/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,635/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

Explore 3D Space

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Price History

Event	Date	Price	Change
Listed	Apr 15, 2026	$499,999	—

Facts & Features

Transaction Data

HOA Fee$523/monthly

Structure & Property

Year Built1986

Garage Spaces1

877-366-2213 (Office) 858-775-6237 (Cell) Realtordaisyflores@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

5004 Los Morros Way 2, Oceanside, CA 92057

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Call

5004 Los Morros Way 2 Oceanside, CA 92057

About this home

Daisy Flores

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Daisy Flores

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.

5004 Los Morros Way 2, Oceanside, CA 92057

About This Property

Property Photos

5004 Los Morros Way 2 Oceanside, CA 92057

About this home

Daisy Flores

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Daisy Flores

Sale & Tax History

No Recent Sales History

Location

Location

Listing Agent

Presented by Belmont Brokerage Inc.