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4382 Pacifica Way 4 — Oceanside — 3 Beds • 4 Baths • 1,724 Sq Ft | Belmont Brokerage | Belmont Brokerage

4382 Pacifica Way 4, Oceanside, CA 92056

List Price: $799K

Listing Status: Pending

Days on Market: 83

3 Bedrooms · 4 Bathrooms · 1,724 sq ft

Property Type: Residential

Year Built: 2021

Garage Spaces: 2

Private Pool: Yes

HOA Fee: $345/Monthly

MLS Number: 260001473SD

About This Property

Welcome to Oceanside’s highly sought after St. Cloud Community! This RARELY on market 3-bedroom townhome blends modern luxury & lifestyle with a prime location! Built in 2021 by Taylor Morrison- America’s most trusted home builder, immaculate like new condition & move in ready! Designed with both comfort and versatility, this tri-level townhome offers 3 generously sized bedrooms, each with their own in suite bathroom and LVP flooring throughout. The first floor features a private bedroom and full bath with direct garage access making it the ideal space for a secluded home office, accommodating long term guests or renting out as a private unit. The 2nd floor (main level) offers a bright, open concept with an abundance of natural light! The living area flows seamlessly onto your expansive, private, outdoor balcony, perfect for morning coffee. A chef’s kitchen with sleek quartz countertops, built-in island, designer finishes & stainless-steel appliances- ready for hosting along with all your culinary creations. The main level is complete with a half bath and full-size laundry room. Upstairs you will find two generously sized master suites- The primary features a large walk-in closet, in suite bath w dual sink vanity and step in shower. The secondary suite just across the hall features a reach in closet & en-suite bath with soaking tub. Additional highlights include central ac & ceiling fans throughout, Ev charging station, water filtration system & tankless water heater. St. Cloud gated Community is surrounded by lush green landscaping and unparalleled resort-like amenities including a Jr. Olympic sized swimming pool w private cabanas, relaxing spa/hot tub, outdoor showers, fitness center, clubhouse, BBQ area, playground, basketball courts & more! Location Location Location! Just minutes from beaches, downtown Oceanside, shopping and restaurants. Walking distance to Oceanside’s top rated elementary -Ivey Ranch, MLK Middle School, El Camino High, parks, sports fields and scenic hiking/biking trails. Easy Access to 76, 5 & 78 freeways, Scripps Hospital. A coveted front row location with no neighbors in front! St. Cloud offers more than just a coastal community-it’s a lifestyle! FHA & VA approved.

Property Photos

Pending

+37 more

$799,000

83 DOM

$463/sqft3 bd4 ba1,724 sqftHOA ~345/mo

Call

4382 Pacifica Way 4 Oceanside, CA 92056

MLS 260001473SD

888-584-9427 (Office) 603-275-2920 (Cell) tiana@massarealestategroup.com

Est. payment

$5,450/mo

Principal & interestTaxesInsuranceHOA

$4,040$832$233$345

Down %

Rate %

Years

Down payment: $159,800 · Total cost: $1,614,264

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$5,450/mo

Principal & interest: $4,040
Est. property tax: $832
Est. insurance: $233
HOA (normalized / mo): $345
Down payment: $159,800

Est. gross rent$3,329/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-2,121/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

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Price History

Event	Date	Price	Change
Listed	Jan 20, 2026	$799,000	—

Facts & Features

Transaction Data

HOA Fee$345/monthly

Structure & Property

Year Built2021

Garage Spaces2

888-584-9427 (Office) 603-275-2920 (Cell) tiana@massarealestategroup.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

4382 Pacifica Way 4, Oceanside, CA 92056

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Call

4382 Pacifica Way 4 Oceanside, CA 92056

About this home

Tiana Pare

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Tiana Pare

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

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