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3839 Vista Campana S Unit 42 — Oceanside — 2 Beds • 2 Baths • 994 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

OPEN APR 18 · 11AM – 2PM

+38 more

$445,000

0 DOM

$448/sqft2 bd2 ba994 sqftHOA ~640/mo

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3839 Vista Campana S Unit 42 Oceanside, CA 92057

1,801sqft lot

Welcome to resort-style living in the heart of Oceanside’s premier 55+ community of Oceana. This beautifully updated end-unit condo at 3839 Vista Campana South #42 offers the perfect blend of modern comfort, peaceful surroundings, and an unmatched lifestyle. Bathed in natural light, this thoughtfully upgraded home features soaring skylights, gleaming quartz countertops, and brand-new stainless steel appliances. The soft water system and newer roof mean the big-ticket items are already done. As an end unit, enjoy added privacy, extra windows, and sweeping views that make every day feel like a getaway. And then there’s Oceana itself one of San Diego County’s most sought-after active adult communities. Your HOA covers water, trash, and cable, while the amenities go far beyond what most communities can offer: indoor pickleball, a swimming pool and hot tub, a garden center, pottery studio, woodworking shop, billiards room, library, and even an on-site thrift store. There’s always something to do or somewhere to simply unwind. Light, serene, and move-in ready. This is the one.

MLS 260008852SD

619-618-7997 (Office) 925-605-9430 (Cell) Jess.gilbert@thewbgroup.com

Est. payment

$3,485/mo

Principal & interestTaxesInsuranceHOA

$2,250$464$130$640

Down %

Rate %

Years

Down payment: $89,000 · Total cost: $899,058

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,485/mo

Principal & interest: $2,250
Est. property tax: $464
Est. insurance: $130
HOA (normalized / mo): $640
Down payment: $89,000

Est. gross rent$1,854/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,631/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Apr 15, 2026	$445,000	—

Facts & Features

Transaction Data

HOA Fee$640.42/monthly

Structure & Property

Year Built1970

Garage Spaces2

619-618-7997 (Office) 925-605-9430 (Cell) Jess.gilbert@thewbgroup.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

3839 Vista Campana S Unit 42, Oceanside, CA 92057

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3839 Vista Campana S Unit 42 Oceanside, CA 92057

About this home

Jessica Gilbert

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Jessica Gilbert

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

3839 Vista Campana S Unit 42, Oceanside, CA 92057

About This Property

Property Photos

3839 Vista Campana S Unit 42 Oceanside, CA 92057

About this home

Jessica Gilbert

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Transaction Data

Structure & Property

Jessica Gilbert

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.