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3760 Vista Campana S 76 — Oceanside — 2 Beds • 1 Bath • 940 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+26 more

$385,000

60 DOM

$410/sqft2 bd1 ba940 sqftHOA ~638/mo

Call

3760 Vista Campana S 76 Oceanside, CA 92057

1,596sqft lot

Welcome to this updated 2-bed, 1-bath end-unit home located in the highly desirable Oceana 55+ community. Thoughtfully maintained, this property features new carpeting in both bedrooms, and a bright sunroom creating a comfortable and inviting living space. The bathroom offers a convenient walk-in shower, while recent improvements include a new water heater, a new flat roof over the sunroom, and completed remediation work for added peace of mind. The kitchen is equipped with tile countertops and an electric cooktop, and the home opens to a private back patio with partial fencing—an ideal spot to relax and enjoy the coastal climate. A detached one-car garage provides both parking and extra storage. Oceana residents enjoy an exceptional lifestyle with an array of amenities, including a clubhouse with social/activity rooms, billiards, ceramics, woodworking and lapidary shops. Outdoors include two pools, BBQ areas, a community vegetable garden and scenic walking/biking trails throughout the neighborhood. Ideally situated next to the Emerald Isle Golf Course, this home offers a wonderful blend of comfort, community, and leisure living.

MLS NDP2601448

855-450-0442 (Office) 760-576-1892 (Cell) jonheidbrier@gmail.com

Est. payment

$3,098/mo

Principal & interestTaxesInsuranceHOA

$1,947$401$112$638

Down %

Rate %

Years

Down payment: $77,000 · Total cost: $777,837

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,098/mo

Principal & interest: $1,947
Est. property tax: $401
Est. insurance: $112
HOA (normalized / mo): $638
Down payment: $77,000

Est. gross rent$1,604/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,494/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

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Price History

Event	Date	Price	Change
Listed	Feb 13, 2026	$395,000	—

Facts & Features

Transaction Data

▼Price Reduced from $395,000 (−$10,000)

HOA Fee$638/monthly

Structure & Property

Year Built1967

Garage Spaces1

855-450-0442 (Office) 760-576-1892 (Cell) jonheidbrier@gmail.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

3760 Vista Campana S 76, Oceanside, CA 92057

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Call

3760 Vista Campana S 76 Oceanside, CA 92057

About this home

Jon Heidbrier

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Jon Heidbrier

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

3760 Vista Campana S 76, Oceanside, CA 92057

About This Property

Property Photos

3760 Vista Campana S 76 Oceanside, CA 92057

About this home

Jon Heidbrier

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Jon Heidbrier

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.