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1521 Temple Heights Drive — Oceanside — 2 Beds • 1 Bath • 944 Sq Ft | Belmont Brokerage | Belmont Brokerage

Active

+21 more

$470,000

13 DOM

$498/sqft2 bd1 ba944 sqftHOA ~10/mo

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1521 Temple Heights Dr Oceanside, CA 92056

4,791.6sqft lot

Welcome to Peacock Hills, one of Oceanside’s most desirable 55+ communities, where coastal living meets simplicity and value. This 2-bedroom, 1-bath home offers a functional single-level layout with great natural light and a private yard space ready to be reimagined. Whether you’re looking to settle into a quiet neighborhood or create a home tailored to your own style, this property presents a rare opportunity to do so at an approachable price point. The interior reflects years of ownership and offers a true blank canvas for your vision—update at your own pace and design a space that fits your lifestyle. A one-car garage, low HOA, and convenient location near shopping, dining, and just a short drive to the coast add to the home’s overall appeal. If you’ve been waiting for an opportunity to get into Peacock Hills and make a home your own, this is it.

MLS NDP2602856

888-294-1415 (Office) 760-479-3672 (Cell) offers@hellerthehomeseller.com

Est. payment

$3,014/mo

Principal & interestTaxesInsuranceHOA

$2,377$490$137$10

Down %

Rate %

Years

Down payment: $94,000 · Total cost: $949,567

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,014/mo

Principal & interest: $2,377
Est. property tax: $490
Est. insurance: $137
HOA (normalized / mo): $10
Down payment: $94,000

Est. gross rent$1,958/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,056/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Virtual Tour

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Price History

Event	Date	Price	Change
Listed	Mar 22, 2026	$499,000	—

Facts & Features

Transaction Data

▼Price Reduced from $499,000 (−$29,000)

HOA Fee$125/annually

Structure & Property

Year Built1979

Garage Spaces1

888-294-1415 (Office) 760-479-3672 (Cell) offers@hellerthehomeseller.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

1521 Temple Heights Drive, Oceanside, CA 92056

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1521 Temple Heights Dr Oceanside, CA 92056

About this home

Chris Heller

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Chris Heller

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

1521 Temple Heights Drive, Oceanside, CA 92056

About This Property

Property Photos

1521 Temple Heights Dr Oceanside, CA 92056

About this home

Chris Heller

Est. monthly payment

Mortgage vs rent

Virtual Tour

Price History

Facts & Features

Transaction Data

Structure & Property

Chris Heller

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.