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550 Honolulu AVE — Oceano — 1 Bed • 1 Bath • 462 Sq Ft | Belmont Brokerage | Belmont Brokerage

ActiveUnderContract

+43 more

$563,000

43 DOM

$1,219/sqft1 bd1 ba462 sqft

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550 Honolulu AVE Oceano, CA 93445

3,000sqft lot

Welcome to 550 Honolulu Ave, a cute bungalow located a few hundred feet from the beach. This cozy home could make for a great vacation rental home, investment, or beach home. It has an great location and is move in ready. Featuring 1 bed, 1 bath, a enclosed patio, shop, and backyard. The lot is zoned RMF (Residential Multiple Family) and has plenty of investment protentional (check with the county for opportunities). Vacation Rental Zoning Clearance - Approved with County. Take advantage of the many benefits the Central Coast has to offer - Award- Winning Beaches, wineries, restaurants, golf, and amazing weather-at an unbeatable price! Call today to schedule your private showing.

MLS SC26046450

805-548-8686 (Office) 8056742889 (Cell) josh@farrisrealestategroup.com

Est. payment

$3,597/mo

Principal & interestTaxesInsurance

$2,847$586$164

Down %

Rate %

Years

Down payment: $112,600 · Total cost: $1,137,460

Mortgage vs rent

Compare estimated owner carrying cost (same loan math as above) to a gross rent estimate from a price-based multiplier (not a comp lease).

Est. carrying cost$3,597/mo

Principal & interest: $2,847
Est. property tax: $586
Est. insurance: $164
Down payment: $112,600

Est. gross rent$2,346/mo

Gross rent ≈ list price ÷ (20 × 12). Adjust the multiplier to match how you underwrite (typical investor GRM bands are often ~16–24 for SFR, market-dependent).

Rent − carrying cost (illustrative)$-1,251/mo

Down payment20%

6.5% APR, 30-year amortization — same P&I formula as the payment calculator above.

Gross rent multiple (annual)20×

Not financial advice. Mortgage uses standard amortizing P&I; taxes and insurance are rough California-style estimates (1.25% / yr tax, 0.35% / yr insurance). Rent is gross (no vacancy or management); actual market rent requires comps or a lease listing.

Price History

Event	Date	Price	Change
Listed	Mar 3, 2026	$563,000	—

Facts & Features

Structure & Property

Year Built1960

805-548-8686 (Office) 8056742889 (Cell) josh@farrisrealestategroup.com

Sale & Tax History

No Recent Sales History

We didn't find any closed transactions for this property in the last 5 years.

Location

550 Honolulu AVE, Oceano, CA 93445

Get Directions

Call

550 Honolulu AVE Oceano, CA 93445

About this home

Joshua Farris

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Joshua Farris

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.

550 Honolulu AVE, Oceano, CA 93445

About This Property

Property Photos

550 Honolulu AVE Oceano, CA 93445

About this home

Joshua Farris

Est. monthly payment

Mortgage vs rent

Price History

Facts & Features

Structure & Property

Joshua Farris

Sale & Tax History

No Recent Sales History

Location

Location

Open Houses

Listing Agent

Presented by Belmont Brokerage Inc.